Cortland County and Cortlandville Town property record for 3588 Pendleton St Ext, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,416 sqft · built 1999 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Apr 2022) |
| Tax Bill | $10,679 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 112289 96.00-05-07.120 |
| Primary APN | 112289 96.00-05-07.120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,416 sqft Living Area |
| 1st Floor Area | 1,453 sqft |
| 2nd Floor Area | 963 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,290 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3588 PENDLETON STREET EXT |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-8956 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Block | 5 |
| Legal Lot Number | 7.120 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 970400 |
3588 Pendleton St Ext is owned and occupied by two individuals who bought it in April 2022.
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3588 PENDLETON STREET EXT, CORTLAND, NY 13045-8956 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Jun 2, 2020 | Deed of Trust, Mortgage · Line of Credit NBT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2022 · Amount on File |
| Deed Sale | Apr 27, 2022 · Amount on File |
| Prior Sale | Aug 21, 1997 · Amount on File |
| Deed Document Number | 20222427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Apr 27, 2022 |
| Property Address | 3588 PENDLETON STREET EXT, CORTLAND, NY 13045-8956 |
| Document Number | 0000002427 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 2022-02427 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11 FLORAL AVE, CORTLAND, NY 13045-1903 |
| Document Number | 0000002429 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022-02429 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 3588 PENDLETON STREET EXT, CORTLAND, NY 13045-8956 |
| Document Number | 0000002551 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGCY |
| Name | Verified Name |
|---|---|
| Address | 3588 PENDLETON STREET EXT CORTLAND NY 130458956, CORTLAND, NY 13045-8956 |
| Document Number | 0000002551 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 2551 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | CORTLAND, NY 13045 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3588 Pendleton St Ext was $10,679, up 100.5% from the year before.
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,679.00 (+100.47%) | ||
| 2025 | $5,327.00 | $242,600 Land $31,600 Building $211,000 | $385,079 Land $50,159 Building $334,920 |
| 2023 | $5,224.00 | $242,600 Land $31,600 Building $211,000 | $346,571 Land $45,143 Building $301,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3588 Pendleton St Ext in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2020) |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3588 Pendleton St Ext is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures