Cortland County and Cortlandville Town property record for 3640 Pendleton St Ext, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,025 sqft · built 1830 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,000 (Nov 2011) |
| Tax Bill | $4,367 (2026) |
| Deeds & Mortgages | May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 112289 96.12-01-37.000 |
| Primary APN | 112289 96.12-01-37.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,025 sqft Living Area |
| 1st Floor Area | 1,323 sqft |
| 2nd Floor Area | 702 sqft |
| Year Built | Built 1830 |
|---|---|
| Effective Year Built | Effective 1830 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Mixed |
| Garage Area | 640 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 429 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3640 PENDLETON STREET EXT |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-8811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Subdivision | LANDS OF SETH D & KIMBERLY A ROWLAND |
| Legal Block | 1 |
| Legal Lot Number | 37.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 970400 |
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3640 PENDLETON STREET EXT, CORTLAND, NY 13045-8811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2011 · Amount on Record |
| Deed Sale | Nov 7, 2011 · Amount on Record |
| Prior Sale | Aug 1, 2000 · Amount on Record |
| Deed Document Number | 20115636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 3640 PENDLETON STREET EXT, CORTLAND, NY 13045-8811 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2702 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021-02702 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2031 |
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | Cortland City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,367.00 (+97.87%) Homeowner's exemption | ||
| 2025 | $2,207.00 (+1.71%) | $97,800 (-) Land $25,500 Building $72,300 | $155,238 (+11.11%) Land $40,476 Building $114,762 |
| 2023 | $2,170.00 Homeowner's exemption | $97,800 Land $25,500 Building $72,300 | $139,714 Land $36,428 Building $103,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2020) |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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