3561 Pendleton St Ext, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 3561 Pendleton St Ext, Cortland, NY 13045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 5,045 sqft · built 2024
Lot Size10.1 acres (440,392 sqft)
OwnerIndividual Name on Record
Tax Bill$24,537 (2026)
Deeds & MortgagesJun 2025 Refinance
Flood ZoneZone X (minimal risk)
APN112289 96.00-05-02.200

Property Details

APN / Parcel Number

Primary APN112289 96.00-05-02.200

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,045 sqft Living Area
1st Floor Area3,229 sqft
2nd Floor Area1,816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleContemporary
Exterior MaterialWood
Lot Area440,392 sqft (10.1 acres)
Garage TypeAttached
Garage Area1,799 sqft
Parking Spaces6 Parking Spaces
PorchSlab
Patio Area380 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3561 PENDLETON STREET EXT
CityCORTLAND
StateNY
Zip13045-8955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block5
Legal Lot Number2.200
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group3
Census Block3019
Census Tract970400

Owner

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address111 N MAIN ST, CORTLAND, NY 13045-1225
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address3561 PENDLETON STREET EXT, CORTLAND, NY 13045-8955
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003230
DateJun 30, 2025
Instrument2025-03230
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,537.00 (+3,461.25%)
2025$689.00 (+1.92%)$557,400 (+1,675.16%) Land $31,400 Building $526,000$884,762 (+1,872.41%) Land $49,841 Building $834,921
2023$676.00$31,400 Land $31,400$44,857 Land $44,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1996–2020)
Most Recent ClaimDec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

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