Kane County property record for 3613 Emerald Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.293 acres (12,765 sqft) |
| Owner | Company Name on Record |
| Last Sale | $370,500 (Apr 2020) |
| Tax Bill | $12,775 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-36-370-010 |
| Primary APN | 05-36-370-010 |
|---|
| Lot Area | 12,765 sqft (0.293 acres) |
|---|
| Street Address | 3613 EMERALD RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 29 |
| Legal Subdivision | STONY CREEK |
| Legal Block | 1 |
| Legal Lot Number | 29 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 850709 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3613 EMERALD RD, ELGIN, IL 60124-8459 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2020 · Amount on Record |
| Deed Sale | Apr 15, 2020 · Amount on Record |
| Deed Document Number | 202018713 |
| Last Transfer Date | Jan 14, 2021 |
| Transfer Doc | 0000006354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 15, 2020 |
| Property Address | 3613 EMERALD RD, ELGIN, IL 60124-8459 |
| Document Number | 0000018713 |
| Map Reference | DOC 2018K053935 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 2020K018713 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CALATLANTIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1141 E MAIN ST # ST108, 1141, EAST DUNDEE, IL 60118-2440 |
| Name | Verified Name |
|---|---|
| Address | 3613 EMERALD RD, ELGIN, IL 60124-8459 |
| Document Number | 0000018714 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 2020K018714 |
| Name | EAGLE HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,775.00 (+4.72%) Homeowner's exemption | ||
| 2024 | $152,927 (+15.61%) Land $27,638 Building $125,289 | $458,965 (+15.66%) Land $82,947 Building $376,017 | |
| 2022 | $12,199.00 (-0.33%) Homeowner's exemption | $132,276 (+3.51%) Land $24,917 Building $107,359 | $396,828 (+3.51%) Land $74,751 Building $322,077 |
| 2021 | $12,239.00 Homeowner's exemption | $127,790 Land $24,072 Building $103,718 | $383,370 Land $72,216 Building $311,154 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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