3601 Emerald Rd, Elgin, IL 60124 Property Records

Kane County property record for 3601 Emerald Rd, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	14,275 sqft (0.327 acres)
Occupancy	Owner Occupied
Last Sale	$512,000 (2021)
Tax Bill	$14,417.00 (2025)

Owner

Source: Kane County records · APN 05-36-390-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3601 EMERALD RD, ELGIN, IL 60124-8459
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2021 · Amount on Record
Deed Sale	Dec 23, 2021 · Amount on Record
Deed Doc Number	202195248
Record Refreshed	Sep 20, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 23, 2021
Property Address	3601 EMERALD RD, ELGIN, IL 60124-8459
Document Number	0000095248
Instrument Date	Dec 21, 2021
Instrument	2021K095248
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1141 E MAIN ST # ST108, ST108, EAST DUNDEE, IL 60118-2440

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3601 EMERALD ROAD, ELGIN, IL 60124-8459

Mortgage

Document Number	0000095249
Date	Dec 23, 2021
Instrument	2021K095249

Lender

Name	AMERICAN FIDELITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.37%
Index	5-Year TN

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,417.00 (-6.82%) Homeowner's exemption
2024		$171,550 (+4.62%) Land $27,638 Building $143,912	$514,856 (+4.67%) Land $82,947 Building $431,909
2022	$15,472.00 (+8,690.91%) Homeowner's exemption	$163,969 (+9,339.78%) Land $24,917 Building $139,052	$491,907 (+9,339.78%) Land $74,751 Building $417,156
2021	$176.00	$1,737 Land $1,737	$5,211 Land $5,211

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`05-36-390-001`

Exterior

Lot Area	14,275 sqft (0.327 acres)

Location & Zoning

Street Address	3601 EMERALD RD
City	ELGIN
State	IL
Zip	60124-8459
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 33
Legal Subdivision	STONY CREEK
Legal Block	1
Legal Lot Number	33
Legal Unit	1
Jurisdiction	KANE IL
Minor Civil Division	PLATO
Census Blockgroup	1
Census Block	1107
Census Tract	850709