3604 Emerald Rd, Elgin, IL 60124 Property Records

Kane County property record for 3604 Emerald Rd, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	11,062 sqft (0.253 acres)
Occupancy	Owner Occupied
Last Sale	$546,500 (2022)
Tax Bill	$13,893.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-36-388-011`

Exterior

Lot Area	11,062 sqft (0.253 acres)

Location & Zoning

Street Address	3604 EMERALD RD
City	ELGIN
State	IL
Zip	60124-8564
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	THE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 38
Legal Subdivision	STONY CREEK
Legal Block	1
Legal Lot Number	38
Legal Unit	1
Jurisdiction	KANE IL
Minor Civil Division	PLATO
Census Blockgroup	1
Census Block	1107
Census Tract	850709

Owner

Source: Kane County records · APN 05-36-388-011

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3604 EMERALD RD, ELGIN, IL 60124-8564
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Deed Doc Number	20224896
Record Refreshed	Sep 20, 2026

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 25, 2022
Property Address	3604 EMERALD RD, ELGIN, IL 60124-8564
Document Number	0000004896
Map Reference	DOC 2018K053935
Instrument Date	Jan 21, 2022
Instrument	2022K004896
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$546.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	12977 WEST POINT DR, MANTUA, OH 44255-8919

Mortgage

Document Number	0000004897
Date	Jan 25, 2022
Instrument	2022K004897

Lender

Name	WEICHERT FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,893.00 (+32.1%) Homeowner's exemption
2024		$168,727 (+49.27%) Land $27,638 Building $141,089	$506,384 (+49.33%) Land $82,947 Building $423,436
2022	$10,517.00 (+5,875.57%) Homeowner's exemption	$113,032 (+6,407.31%) Land $1,798 Building $111,234	$339,096 (+6,407.31%) Land $5,394 Building $333,702
2021	$176.00	$1,737 Land $1,737	$5,211 Land $5,211