Kane County property record for 3611 Emerald Rd, Elgin, IL 60124 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $386,000 (Nov 2019) |
| Tax Bill | $12,265 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Nov 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-36-370-011 |
| Primary APN | 05-36-370-011 |
|---|
| Street Address | 3611 EMERALD RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE PONDS OF STONY CREEK UNIT 1 (11/5/18) LT 30 |
| Legal Subdivision | STONY CREEK |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1107 |
| Census Tract | 850709 |
Source: Kane County records · APN 05-36-370-011
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3611 EMERALD RD, ELGIN, IL 60124-8459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 20, 2019 | Grant Deed, Transfer CALATLANTIC TITLE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2019 · Amount on Record |
| Deed Sale | Nov 20, 2019 · Amount on Record |
| Deed Document Number | 201956228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3611 EMERALD RD, ELGIN, IL 60124-8459 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3611 EMERALD RD, ELGIN, IL 60124-8459 |
| Document Number | 0000060084 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022K060084 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 10, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 20, 2019 |
| Property Address | 3611 EMERALD RD, ELGIN, IL 60124-8459 |
| Document Number | 0000056228 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 56228 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $579.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1358 ANGLE TARN WEST DUNDEE IL 601183151, WEST DUNDEE, IL 60118-3151 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,265.00 (-3.95%) Homeowner's exemption | $162,468 (+10.42%) Land $29,791 Building $132,677 | $487,599 (+10.42%) Land $89,409 Building $398,190 |
| 2024 | $147,141 (+7.88%) Land $27,638 Building $119,503 | $441,600 (+7.93%) Land $82,947 Building $358,652 | |
| 2022 | $12,770.00 (-0.34%) Homeowner's exemption | $136,388 (+3.51%) Land $24,917 Building $111,471 | $409,164 (+3.51%) Land $74,751 Building $334,413 |
| 2021 | $12,813.00 Homeowner's exemption | $131,763 Land $24,072 Building $107,691 | $395,289 Land $72,216 Building $323,073 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898507091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 184 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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