Wells County property record for 3613 E 400 N, Bluffton, IN 46714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,290 sqft · built 1980 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $181,700 (May 2013) |
| Tax Bill | $2,451 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-05-10-400-007.000-010 |
| Primary APN | 90-05-10-400-007.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,290 sqft Living Area |
| 1st Floor Area | 2,290 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 2,144 sqft |
| Parking Spaces | 8 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Account Number | 00001578481 |
|---|---|
| Street Address | 3613 E 400 N |
| City | BLUFFTON |
| State | IN |
| Zip | 46714-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-27-12 5.000A S PT W S E E OF DITCH |
| Jurisdiction | WELLS IN |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 40300 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3613 E 400 N, BLUFFTON, IN 46714-9213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FEDERAL CREDIT UNION |
| Oct 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU |
| Nov 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU |
| Sep 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2013 · Amount on Record |
| Deed Sale | May 31, 2013 · Amount on Record |
| Prior Sale | Jun 24, 2011 · Amount on Record |
| Deed Book / Page | 152 / 595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | May 19, 2026 |
| Property Address | 3613 E 400 N, BLUFFTON, IN 46714-9213 |
| Document Number | 0000001769 |
| Instrument Date | May 11, 2026 |
| Instrument | 20261769 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 3613 E 400 N, BLUFFTON, IN 46714-9213 |
| Document Number | 0000001769, |
|---|---|
| Date | May 19, 2026 |
| Instrument | 20261769 |
| Name | THREE RIVERS FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3613 E 400 N, BLUFFTON, IN 46714-9213 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0020253328 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 20253328 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3613 E 400 N, BLUFFTON, IN 46714-9213 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020233561 |
|---|---|
| Date | Nov 8, 2023 |
| Instrument | 20233561 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 25, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 3613 E 400 N, BLUFFTON, IN 46714-9213 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20170893 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 20170893 |
| Name | THREE RIVERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 17, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Lancaster Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,451.00 (+11.51%) Homeowner's exemption | $326,000 (+22.46%) Land $99,800 Building $226,200 | $326,000 (+22.46%) Land $99,800 Building $226,200 |
| 2024 | $2,198.00 (+42.36%) | ||
| 2023 | $266,200 (+21.44%) Land $83,500 Building $182,700 | $266,200 (+21.44%) Land $83,500 Building $182,700 | |
| 2022 | $1,544.00 | $219,200 Land $61,300 Building $157,900 | $219,200 Land $61,300 Building $157,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Craigville Telephone Company Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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