3244 E 400 N, Bluffton, IN 46714 Property Records

Wells County property record for 3244 E 400 N, Bluffton, IN 46714 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,771 sqft · built 1969
Lot Size	1.42 acres (61,855 sqft)
Owner	Individual Name on File
Last Sale	$337,000 (May 2021)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-05-15-200-004.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-15-200-004.000-010`
Alternative APNs	`00001578528` `0050377400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,771 sqft Living Area
1st Floor Area	1,771 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	61,855 sqft (1.42 acres)
Garage Type	Mixed
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	192 sqft
Gazebo	82 sqft
Lean-To	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00001578528
Street Address	3244 E 400 N
City	BLUFFTON
State	IN
Zip	46714-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-27-12 1.420A N 412.5' OF E 150' OF W 1440' N W
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2000
Census Tract	40400

Owner

Source: Wells County records · APN 90-05-15-200-004.000-010

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3244 E 400 N, BLUFFTON, IN 46714-9213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROFED FCU
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Deed Document Number	20212414
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3244 E 400 N, BLUFFTON, IN 46714-9213
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020203680
Date	Aug 25, 2020
Instrument	20203680

Lender

Name	PROFED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2035

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	May 27, 2021
Property Address	3244 E 400 N, BLUFFTON, IN 46714-9213
Document Number	0020212414
Map Reference	DB 154 PG 858
Instrument Date	May 21, 2021
Instrument	20212414
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 E 400 N, BLUFFTON, IN 46714-9213

Mortgage

Document Number	0020212415
Date	May 27, 2021
Instrument	20212415

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,788.00 (+14.4%) Homeowner's exemption	$273,000 (+23.14%) Land $53,200 Building $219,800	$273,000 (+23.14%) Land $53,200 Building $219,800
2024	$1,563.00 (+44.06%)
2023		$221,700 (+15.23%) Land $43,500 Building $178,200	$221,700 (+15.23%) Land $43,500 Building $178,200
2022	$1,085.00	$192,400 Land $30,900 Building $161,500	$192,400 Land $30,900 Building $161,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wells County (18179C), updated September 30, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181790404002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003, rainfall accumulation, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Craigville Telephone Company	Fiber	1,000 / 1,000
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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