3541 E 400 N, Bluffton, IN 46714 Property Records

Wells County property record for 3541 E 400 N, Bluffton, IN 46714

Property Summary

Property TypeRural Home
Details3 bd · 1.5 ba · 1,794 sqft · built 1974
Lot Size4.87 acres (212,137 sqft)
OwnerIndividual Name on File
Tax Bill$1,449 (2025)
Deeds & MortgagesJun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN90-05-10-400-002.000-010

Property Details

APN / Parcel Number

Primary APN90-05-10-400-002.000-010
Alternative APNs
  • 00001578953
  • 0050375200

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,794 sqft Living Area
1st Floor Area1,794 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1990
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area212,137 sqft (4.87 acres)
Garage TypeMixed
Garage Area1,176 sqft
Parking Spaces5 Parking Spaces
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Heating SystemOther

Location & Zoning

Account Number00001578953
Street Address3541 E 400 N
CityBLUFFTON
StateIN
Zip46714-9213
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Description10-27-12 4.870A S W PT S E W OF DITCH
JurisdictionWELLS IN
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1021
Census Tract40300

Owner

Source: Wells County assessment roll, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3541 E 400 N, BLUFFTON, IN 46714-9213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLS IN
Property Address3541 E 400 N, BLUFFTON, IN 46714-9213
Transaction TypeMortgage
Record UpdatedJun 22, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20182023
DateJun 7, 2018
Instrument20182023
Lender
NameFIRST MERCHANTS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueJun 6, 2025
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyWells County
County SubdivisionLancaster Township
Unified School DistrictNorthern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,449.00 (+11.81%) Homeowner's exemption$220,500 (+21.55%) Land $64,600 Building $155,900$220,500 (+21.55%) Land $64,600 Building $155,900
2024$1,296.00 (+35.99%)
2023$181,400 (+11.98%) Land $53,000 Building $128,400$181,400 (+11.98%) Land $53,000 Building $128,400
2022$953.00$162,000 Land $37,500 Building $124,500$162,000 Land $37,500 Building $124,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Craigville Telephone Company
Fiber
1,000 / 1,000
Mercury Broadband
Fixed Wireless
150 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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