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3564 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3564 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,684 sqft Living Area
Lot Size10,842 sqft (0.249 acres)
OccupancyOwner Occupied
Last Sale$135,000 (2013)
Tax Bill$1,928.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000D0-0010

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3564 E ARBOR LAKES DR, HERNANDO, FL 34442-5500
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2017Deed of Trust, Mortgage · Commercial Mortgage
SUNTRUST BANK
Aug 29, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 18, 2013 · Amount on Record
Deed SaleOct 18, 2013 · Amount on Record
Prior SaleJan 29, 2004 · Amount on Record
Deed Doc Number201349628
Deed Book / Page2585 / 2297
Last Transfer DateAug 20, 2018
Transfer Doc0029231157
Record RefreshedJun 08, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3564 E ARBOR LAKES DR, HERNANDO, FL 34442-5500
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028561960
DateOct 09, 2017
Book Page2856/1960
Instrument2017046052
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateAug 29, 2018
Property Address3564 E ARBOR LAKES DR, HERNANDO, FL 34442-5500
Document Number0029231157
Book / Page002923 / 001157
Instrument DateAug 20, 2018
Instrument43895
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3564 E ARBOR LAKES DR HERNANDO FL 344425500, HERNANDO, FL 34442-5500

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,039.00 (+5.76%) Homeowner's exemption Disabled Person's exemption$171,723 (-28.84%)$234,822 (-2.69%) Land $13,450 Building $221,372
2024$1,928.00 (+2.88%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$241,322 (-2.75%) Land $12,520 Building $228,802$241,322 (-2.75%) Land $12,520 Building $228,802
2023$1,874.00 (+3.31%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$248,145 (+11.65%) Land $12,520 Building $235,625$248,145 (+11.65%) Land $12,520 Building $235,625
2022$1,814.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$222,246 Land $12,520 Building $209,726$222,246 Land $12,520 Building $209,726

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000D0-0010
Alternative APNs
  • 1418S19E0140000D00010
  • 2720140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,684 sqft Living Area
Gross Area2,228 sqft Gross Area
1st Floor1,684 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area10,842 sqft (0.249 acres)
Depth X Width110 ft x 97 ft Depth x Width
Parking Spaces7 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage

Exterior Amenities

Pool Area400 sqft Pool
Patio Area589 sqft Patio
PorchFinished/Screened Porch
Porch Area250 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2720140
Street Address3564 E ARBOR LAKES DR
CityHERNANDO
StateFL
Zip34442-5500
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionARBOR LAKES UNIT 1 PB 15 PG 75 LOT 1 BLK D
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockD
Legal Lot Number1
Legal Unit1
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1032
Census Tract450105

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