3582 45th St, Hamilton, MI 49419 Property Records

Allegan County property record for 3582 45th St, Hamilton, MI 49419

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,728 sqft · built 2002
Lot Size1.14 acres (49,658 sqft)
Owner2 Individual Names on Record
Tax Bill$4,709 (2025)
Deeds & MortgagesMay 2022 Second Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-005-005-31

Property Details

APN / Parcel Number

Primary APN09-005-005-31
Alternative APN
  • 03-09-005-005-31

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft
Basement Area1,728 sqft
Unfinished Basement1,728 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRustic
Exterior MaterialWood
Lot Area49,658 sqft (1.14 acres)
Garage Area676 sqft
Parking Spaces2 Parking Spaces
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3582 45TH ST
CityHAMILTON
StateMI
Zip49419-9775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionCOM AT NW COR NW 1/4 TH E 1856.19' TH S 06 DEG 55'16W 341.51' TH S 26 DEG 36'42E 91.66' TO POB TH S 65 DEG 25'56E 204.77' TH S 25 DEG 0'00E 115' TH S 74 DEG 52'23E 99.08' TH S 02 DEG 03'38E 72.75' TH S 47 DEG 39'00W 153.60' TH N 25 DEG 42'33W 125.74'
Legal Range14W
Legal Township03N
Legal Section05
JurisdictionALLEGAN MI
Township / Civil DivisionHEATH
Census Block Group2
Census Block2006
Census Tract30702

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3582 45TH ST, HAMILTON, MI 49419-9775
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PARDA FCU
Feb 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
PARDA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address3582 45TH ST, HAMILTON, MI 49419-9775
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3582 45TH ST, HAMILTON, MI 49419-9775

Mortgage

Document Number004759/501
DateMay 11, 2022
Book Page4759/501
Instrument2022009820
Lender
NamePARDA FCU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 10, 2037

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGAN MI
Property Address3582 45TH ST, HAMILTON, MI 49419-9775
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4219/845
DateFeb 7, 2018
Book Page4219/845
Lender
NamePARDA FCU
TypeCredit Union
AddressAUBURN HILLS, MI 48326
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 25, 2033

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
County SubdivisionHeath Township
Unified School DistrictHamilton Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282,700 (+22.86%) Land $28,400 Building $254,300$565,400 (+22.86%) Land $56,800 Building $508,600
2025$4,709.00 (+23.56%)
2023$230,100 Land $22,700 Building $207,400$460,200 Land $45,400 Building $414,800
2022$3,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
T-Mobile
Fixed Wireless
100 / 20

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