3407 Divot Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3407 Divot Rd, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,185 sqft · built 1984
Lot Size	0.352 acres (15,313 sqft)
Owner	Company Name on File
Last Sale	$203,000 (Aug 2022)
Tax Bill	$2,965 (2025)
Deeds & Mortgages	Aug 2022 Sale Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C344802200001130`

Property Details

APN / Parcel Number

Primary APN	`C344802200001130`
Alternative APN	`C-34-34-28-022-0000-1130`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,185 sqft Living Area
Gross Area	1,569 sqft
1st Floor Area	1,185 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,313 sqft (0.352 acres)
Lot Dimensions	156 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	384 sqft
Driveway	Concrete Driveway
Driveway Area	670 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Unfinished Porch
Porch Area	655 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3407 DIVOT RD
City	SEBRING
State	FL
Zip	33872-3891
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 113
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3
Legal Lot Number	113
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4033
Census Tract	960602

Owner

Source: Highlands County records · APN C344802200001130

Assessment roll updated December 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7341 SW 102ND AVE, MIAMI, FL 33173-3018
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Warranty Deed, Transfer NOT AVAILABLE, LAKEVIEW TITLE INC
Apr 05, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Nov 25, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 11, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2022 · Amount on Record
Deed Sale	Aug 23, 2022 · Amount on Record
Prior Sale	Sep 09, 2014 · Amount on Record
Deed Document Number	20222111454
Deed Book / Page	2926 / 1297
Prior Transfer Date	Aug 25, 2014
Prior Transfer Doc	0001746260
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 23, 2022
Property Address	3407 DIVOT RD, SEBRING, FL 33872-3891
Document Number	0002111454
Book / Page	2926 / 1297
Map Reference	MB 14 PG 10
Instrument Date	Aug 23, 2022
Instrument	2111454
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	NOT AVAILABLE, LAKEVIEW TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,421.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1960 GRANT ST, 1960, NORTH BEND, OR 97459-1717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7341 SW 102ND AVE, MIAMI, FL 33173-3018

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3407 DIVOT RD, SEBRING, FL 33872-3891
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	ELEMENT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3407 DIVOT RD, SEBRING, FL 33872-3891

Mortgage

Document Number	0002027492
Date	Apr 05, 2021
Book Page	2813/1473
Instrument	2027492

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 01, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3407 DIVOT RD, SEBRING, FL 33872-3891
Document Number	0001968242
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 06, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3407 DIVOT RD SEBRING FL 338723891, SEBRING, FL 33872-3891

Mortgage

Document Number	0001968242
Date	Dec 19, 2019
Book Page	002729/000157
Instrument	1968242

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3407 DIVOT RD, SEBRING, FL 33872-3891
Document Number	0001929291
Instrument Date	Feb 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3407 DIVOT RD SEBRING FL 338723891, SEBRING, FL 33872-3891

Mortgage

Document Number	0001929291
Date	Feb 19, 2019
Book Page	002678/000937
Instrument	1929291

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,965.00 (-5.3%)	$195,269 (-0.63%) Land $28,500 Building $166,769	$195,269 (-0.63%) Land $28,500 Building $166,769
2024	$3,131.00 (+3.92%)
2023	$3,013.00 (+133.93%)	$196,509 (+82.26%) Land $27,000 Building $169,509	$196,509 (+14.4%) Land $27,000 Building $169,509
2022	$1,288.00 Homeowner's exemption	$107,820	$171,777 Land $27,000 Building $144,777

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), as of November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 168 locations within half a mile of this property.

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