Bay County property record for 3605 E 7th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,150 sqft · built 1945 |
| Lot Size | 0.103 acres (4,486 sqft) |
| Owner | Company Name on Record |
| Last Sale | $40,000 (Sep 2018) |
| Tax Bill | $766 (2025) |
| Deeds & Mortgages | Jun 2019 Transfer Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15500-000-000 |
| Primary APN | 15500-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,486 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3605 E 7TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N SPRINGFIELD LOT 31 LESS N 85 LESS R/W A/K/A COMM NE COR LOT 31 TH S 85 FOR POB CONT S 90 TO N ROW LI 7TH ST TH W 50 N 90 E 50+/- TO POB ORB 4136 P 1750 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Subdivision | N SPRINGFIELD |
| Legal Lot Number | 31 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 1100 |
Source: Bay County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | E 5TH ST, PANAMA CITY, FL 32401 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 21, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 26, 2018 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on Record |
| Deed Sale | Sep 26, 2018 · Amount on Record |
| Prior Sale | Jul 15, 2003 · Amount on Record |
| Deed Document Number | 201857874 |
| Deed Book / Page | 4051 / 532 |
| Last Transfer Date | May 30, 2019 |
| Transfer Doc | 0041361750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 21, 2019 |
| Property Address | 3605 E 7TH ST, PANAMA CITY, FL 32401-5159 |
| Document Number | 0041361750 |
| Book / Page | 004136 / 001750 |
| Instrument Date | May 30, 2019 |
| Instrument | 57757 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 610 HAVENS CORNERS RD GAHANNA OH 432303112, GAHANNA, OH 43230-3112 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 26, 2018 |
| Property Address | 3605 E 7TH ST, PANAMA CITY, FL 32401-5159 |
| Document Number | 0040510532 |
| Book / Page | 004051 / 000532 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 57874 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 MILL ST GAHANNA OH 432303012, GAHANNA, OH 43230-3012 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $766.00 (-13.54%) | $48,343 (+14.63%) Land $13,770 Building $34,573 | $48,343 (+14.63%) Land $13,770 Building $34,573 |
| 2024 | $886.00 (+4.85%) | ||
| 2023 | $845.00 (+13.42%) | $42,173 (+10.48%) Land $8,910 Building $33,263 | $42,173 (+10.48%) Land $8,910 Building $33,263 |
| 2022 | $745.00 | $38,174 Land $7,695 Building $30,479 | $38,174 Land $7,695 Building $30,479 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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