Bay County property record for 3218 E 7th St, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,950 sqft · built 2019 |
| Lot Size | 0.542 acres (23,609 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $216 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23174-000-000 |
| Primary APN | 23174-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 23,609 sqft (0.542 acres) |
| Lot Dimensions | 197 ft deep x 120 ft wide |
| Porch | Florida Room |
| Porch Area | 463 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3218 E 7TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5269 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 11 4S 14W -168- MAP 118C2 BEG 210 W OF NE COR NW1/4 TH S 197W 120 N 197 E 120 TO POB ORB 4165 P 1862 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 1100 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3218 E 7TH ST, PANAMA CITY, FL 32401-5269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Dec 23, 2019 | Loan Modification, Mortgage FIRST FED'L SVGS BK |
| Sep 10, 2019 | Intrafamily Transfer, Transfer · Construction Mortgage FIRST FEDERAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2002 |
| Deed Sale | Aug 7, 2002 |
| Deed Document Number | 200248016 |
| Deed Book / Page | 2170 / 1010 |
| Last Transfer Date | Aug 30, 2019 |
| Transfer Doc | 0041651862 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 3218 E 7TH ST, PANAMA CITY, FL 32401-5269 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3218 E 7TH ST, PANAMA CITY BEACH, FL 32401-5269 |
| Document Number | 0044270705 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 4427/705 |
| Instrument | 2021049758 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Feb 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 3218 E 7TH ST, PANAMA CITY, FL 32401-5269 |
| Document Number | 0042072278 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2020 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NAT'L TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3218 E 7TH ST PANAMA CITY FL 324015269, PANAMA CITY, FL 32401-5269 |
| Document Number | 0042072278 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 004207/002278 |
| Instrument | 684 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 4705 W US HIGHWAY 90, LAKE CITY, FL 32055-4884 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 2, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 10, 2019 |
| Property Address | 3218 E 7TH ST, PANAMA CITY, FL 32401-5269 |
| Document Number | 0041651862 |
| Book / Page | 4165 / 1862 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019079948 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | OMEGA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3218 E 7TH ST, PANAMA CITY, FL 32401-5269 |
| Document Number | 0041651864 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 4165/1864 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 253 Months |
| Due | Oct 1, 2040 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,644 (+5.99%) | $121,318 (+9.79%) Land $42,120 Building $79,198 | |
| 2024 | $216.00 (+1.89%) | ||
| 2023 | $212.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $44,009 (+3%) | $110,505 (+5.92%) Land $28,512 Building $81,993 |
| 2022 | $212.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $42,727 | $104,324 Land $26,568 Building $77,756 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures