Bay County property record for 3613 E 7th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 1,458 sqft · built 1940 |
| Lot Size | 0.286 acres (12,458 sqft) |
| Owner | Individual Name on File |
| Last Sale | $19,000 (Jan 2012) |
| Tax Bill | $420 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15497-000-000 |
| Primary APN | 15497-000-000 |
|---|
| Lot Area | 12,458 sqft (0.286 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Street Address | 3613 E 7TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5159 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | NORTH SPRINGFIELD LOTS 27, 28 LESS N 75 OF BOTH ORB 3378 P 328 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Legal Subdivision | NORTH SPRINGFIELD |
| Legal Lot Number | 27,28 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 1100 |
Source: Bay County records, as of August 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2908 CEDARS XING, PANAMA CITY, FL 32405-6388 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2012 · Amount on File |
| Deed Sale | Jan 10, 2012 · Amount on File |
| Prior Sale | Sep 29, 2008 · Amount on File |
| Deed Document Number | 20121419 |
| Deed Book / Page | 3378 / 328 |
| Record Updated | Oct 29, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $420.00 (-19.69%) | $23,772 (-15.7%) | $31,960 (+13.33%) Land $31,960 |
| 2024 | $523.00 (+12.23%) | $28,200 (+36.36%) Land $28,200 | $28,200 (+36.36%) Land $28,200 |
| 2023 | $466.00 (+12.29%) | $20,680 (+15.79%) Land $20,680 | $20,680 (+15.79%) Land $20,680 |
| 2022 | $415.00 | $17,860 Land $17,860 | $17,860 Land $17,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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