2725 E 7th St, Panama City, FL 32401 Property Records

Bay County property record for 2725 E 7th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 576 sqft · built 1942
Lot Size	0.126 acres (5,488 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Jul 2026)
Tax Bill	$150 (2025)
Deeds & Mortgages	Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`15804-000-000`

Property Details

APN / Parcel Number

Primary APN	`15804-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	576 sqft Living Area
1st Floor Area	576 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,488 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Porch	Open Porch
Porch Area	72 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2725 E 7TH ST
City	PANAMA CITY
State	FL
Zip	32401-5233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC09
Legal Description	DOTY SUBD 118B3 LOT 24 BLK E ORB 1411 P 1340
Legal Range	14W
Legal Township	04S
Legal Section	02
Legal Subdivision	DOTY SUBD
Legal Block	E
Legal Lot Number	24
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1038
Census Tract	1700

Owner

2725 E 7th St is owned by a company that bought it in July 2026 and is owner-occupied.

Source: Bay County records, as of August 11, 2026

Owner of Record	Company Name on File
Mailing Address	100 CAMELOT CIR, PANAMA CITY, FL 32405-4381
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Deed Document Number	202642927
Deed Book / Page	5056 / 1033
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 15, 2026
Property Address	2725 E 7TH ST, PANAMA CITY, FL 32401-5233
Document Number	0000042927
Book / Page	5056 / 1033
Instrument Date	Jul 9, 2026
Instrument	202642927
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$53,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	100 CAMELOT CIR, PANAMA CITY, FL 32405-4381

Tax Assessment & Valuation

The 2025 property tax bill for 2725 E 7th St was $150 with a homeowner's exemption.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$150.00 Homeowner's exemption	$13,678 (+2.9%)	$44,146 (+10.43%) Land $14,462 Building $29,684
2024	$150.00 (-3.23%) Homeowner's exemption	$13,293 (+3%)	$39,975 (+4.58%) Land $11,881 Building $28,094
2023	$155.00 (-36.99%) Homeowner's exemption	$12,906 (+2.38%)	$38,223 (+16.48%) Land $9,790 Building $28,433
2022	$246.00 Homeowner's exemption	$12,606	$32,816 Land $9,122 Building $23,694

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2725 E 7th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1999–2024)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2725 E 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber · Cable in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20