3604 Monza Dr, Sebring, FL 33872 Property Records

Highlands County property record for 3604 Monza Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,264 sqft · built 1996
Lot Size	0.292 acres (12,745 sqft)
Owner	Company Name on File
Last Sale	$319,000 (Jun 2024)
Tax Bill	$1,851 (2024)
Deeds & Mortgages	Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C044813026100540`

Property Details

APN / Parcel Number

Primary APN	`C044813026100540`
Alternative APN	`C-04-34-28-130-2610-0540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,264 sqft Living Area
1st Floor Area	1,827 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,745 sqft (0.292 acres)
Lot Dimensions	125 ft deep x 102 ft wide
Garage Type	Finished
Garage Area	532 sqft
Driveway	Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	392 sqft
Porch	Open Porch
Porch Area	394 sqft
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C044813026100540
Street Address	3604 MONZA DR
City	SEBRING
State	FL
Zip	33872-2018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUN N LAKE OF SEB UNIT 13 PB 9-PG 71 LOT 54 BLK 261
Legal Range	28E
Legal Township	34S
Legal Section	04
Legal Subdivision	PATIO HOMES SNL SEBRING
Legal Block	261
Legal Lot Number	54
Legal Unit	13
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	1
Census Block	1003
Census Tract	960503

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	3604 MONZA DR, SEBRING, FL 33872-2018
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Jun 6, 2024 · Amount on Record
Deed Sale	Jun 6, 2024 · Amount on Record
Prior Sale	Jun 6, 2024 · Amount on Record
Deed Document Number	0002206664
Deed Book / Page	3047 / 1642
Last Transfer Date	Jan 22, 2026
Transfer Doc	0002296037
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 22, 2026
Property Address	3604 MONZA DR, SEBRING, FL 33872-2018
Document Number	0002296037
Book / Page	3168 / 1970
Map Reference	MB 9 PG 71
Instrument Date	Jan 21, 2026
Instrument	2296037
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3604 MONZA DR, SEBRING, FL 33872-2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3604 MONZA DR, SEBRING, FL 33872-2018

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$275,738 (+83.78%) Land $30,081 Building $245,657	$275,738 (+0.22%) Land $30,081 Building $245,657
2024	$1,851.00 (+3.12%)
2023	$1,795.00 (-1.37%) Homeowner's exemption Widower's exemption	$150,041 (+3%)	$275,122 (+10.92%) Land $25,492 Building $249,630
2022	$1,820.00 Homeowner's exemption Widower's exemption	$145,671	$248,035 Land $14,786 Building $233,249

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20