Highlands County property record for 3517 Monza Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,700 sqft · built 1987 |
| Lot Size | 0.333 acres (14,540 sqft) |
| Owner | Individual Name on File |
| Last Sale | $116,864 (Nov 2020) |
| Tax Bill | $2,548 (2024) |
| Deeds & Mortgages | May 2023 Line of Credit Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C-04-34-28-130-2620-0060 |
| Primary APN | C-04-34-28-130-2620-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,700 sqft Living Area |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,540 sqft (0.333 acres) |
| Lot Dimensions | 125 ft deep x 18 ft wide |
| Garage Type | Finished |
| Garage Area | 572 sqft |
| Driveway | Driveway |
| Driveway Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 465 sqft |
| Porch | Open Porch |
| Porch Area | 598 sqft |
| Patio Area | 724 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 3517 MONZA DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-7638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE EST OF SEBRING |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | SUN N LAKE EST |
| Legal Block | 262 |
| Legal Lot Number | 6 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 960503 |
Source: Highlands County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3517 MONZA DR, SEBRING, FL 33872-7638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2023 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Nov 4, 2020 | Warranty Deed, Transfer COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 4, 2020 · Amount on Record |
| Deed Sale | Nov 4, 2020 · Amount on Record |
| Deed Document Number | 2005162 |
| Deed Book / Page | 2781 / 1977 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3517 MONZA DR, SEBRING, FL 33872-7638 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3517 MONZA DR, SEBRING, FL 33872-7638 |
| Document Number | 0002149904 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 2973/1227 |
| Instrument | 2149904 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Nov 4, 2020 |
| Property Address | 3517 MONZA DR, SEBRING, FL 33872-7638 |
| Document Number | 0002005162 |
| Book / Page | 002781 / 001977 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 2005162 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2021 |
| Title Company | COMPASS LAND AND TITLE, COMPASS LAND & TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $818.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3511 MONZA DR SEBRING FL 338727638, SEBRING, FL 33872-7638 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $205,700 (+5.99%) | $272,291 (+2.23%) Land $33,724 Building $238,567 | |
| 2024 | $2,548.00 (+2.45%) | ||
| 2023 | $2,487.00 (+1.59%) Homeowner's exemption | $194,081 (+3%) | $266,360 (+11.87%) Land $28,580 Building $237,780 |
| 2022 | $2,448.00 Homeowner's exemption | $188,428 | $238,089 Land $16,576 Building $221,513 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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