Highlands County property record for 3608 Monza Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,302 sqft · built 1989 |
| Lot Size | 0.293 acres (12,745 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $280,000 (Sep 2021) |
| Tax Bill | $4,538 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Sep 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C044813026100550 |
| Primary APN | C044813026100550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,133 sqft Living Area |
| Gross Area | 2,617 sqft |
| 1st Floor Area | 1,895 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 12,745 sqft (0.293 acres) |
| Lot Dimensions | 125 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3608 MONZA DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-2018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUN N LAKE OF SEB UNIT 13 PB 9-PG 71 LOT 55 BLK 261 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 04 |
| Legal Subdivision | PATIO HOMES SNL SEBRING |
| Legal Block | 261 |
| Legal Lot Number | 55 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 960503 |
Source: Highlands County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 2812 SEASPRAY ST, SARASOTA, FL 34231-6142 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 30, 2020 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2021 · Amount on Record |
| Deed Sale | Sep 22, 2021 · Amount on Record |
| Prior Sale | Jun 30, 2020 · Amount on Record |
| Deed Document Number | 20212055118 |
| Deed Book / Page | 2852 / 1867 |
| Prior Transfer Date | Sep 30, 2011 |
| Prior Transfer Doc | 0001633361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 2, 2026 |
| Property Address | 3608 MONZA DR, SEBRING, FL 33872-2018 |
| Document Number | 0002329047 |
| Book / Page | 3215 / 1206 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20262329047 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2812 SEASPRAY ST, SARASOTA, FL 34231-6142 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Sep 22, 2021 |
| Property Address | 3608 MONZA DR, SEBRING, FL 33872-2018 |
| Document Number | 0002055118 |
| Book / Page | 2852 / 1867 |
| Map Reference | MB 9 PG 71 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2055118 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Title Company | HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3608 MONZA DR, 3608, SEBRING, FL 33872-2018 |
| Name | Verified Name |
|---|---|
| Address | 3608 MONZA DR, SEBRING, FL 33872-2018 |
| Document Number | 0028521869 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2852/1869 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3608 MONZA DR, SEBRING, FL 33872-2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002037067 |
|---|---|
| Date | Jun 2, 2021 |
| Book Page | 2827/738 |
| Instrument | 2037067 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jun 30, 2020 |
| Property Address | 3608 MONZA DR, SEBRING, FL 33872-2018 |
| Document Number | 0001990302 |
| Book / Page | 002760 / 000852 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 1990302 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,195.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 OVERLOOK DR BELCHERTOWN MA 010079654, BELCHERTOWN, MA 01007-9654 |
| Document Number | 1990303 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 002760/000854 |
| Instrument | 1990303 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,538.00 (+21.05%) | $249,954 (+1.66%) Land $30,081 Building $219,873 | $249,954 (+1.66%) Land $30,081 Building $219,873 |
| 2024 | $3,749.00 (+1.6%) | ||
| 2023 | $3,690.00 (+28.75%) | $245,872 (+11.34%) Land $25,492 Building $220,380 | $245,872 (+11.34%) Land $25,492 Building $220,380 |
| 2022 | $2,866.00 Homeowner's exemption | $220,835 Land $14,786 Building $206,049 | $220,835 Land $14,786 Building $206,049 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN N LAKES OF SEBRING WATER private · serves 7,710 people · EPA ID FL6280274 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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