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3524 Monza Dr, Sebring, FL 33872 Property Records

Highlands County property record for 3524 Monza Dr, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,312 sqft · built 1992
Lot Size0.365 acres (15,893 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (May 2023)
Tax Bill$3,545 (2024)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jul 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNC044813026100520

Property Details

APN / Parcel Number

Primary APNC044813026100520
Alternative APN
  • C-04-34-28-130-2610-0520

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,312 sqft Living Area
Gross Area3,008 sqft
1st Floor Area1,868 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area15,893 sqft (0.365 acres)
Lot Dimensions250 ft deep x 132 ft wide
Garage TypeAttached
Garage Area696 sqft
DrivewayConcrete Driveway
Driveway Area782 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area496 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3524 MONZA DR
CitySEBRING
StateFL
Zip33872-2017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionSUN N LAKE OF SEB UNIT 13 PB 9-PG 71 LOT 52 BLK 261
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionPATIO HOMES SNL SEBRING
Legal Block261
Legal Lot Number52
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group1
Census Block1003
Census Tract960503

Owner

Source: Highlands County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3524 MONZA DR, SEBRING, FL 33872-2017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2023Warranty Deed, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Jul 28, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 2, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2023 · Amount on Record
Deed SaleMay 5, 2023 · Amount on Record
Prior SaleJul 28, 2022 · Amount on Record
Deed Document Number20232149618
Deed Book / Page2973 / 342
Last Transfer DateJan 23, 2024
Transfer Doc0002186974
Record UpdatedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 5, 2023
Property Address3524 MONZA DR, SEBRING, FL 33872-2017
Document Number0002149618
Book / Page2973 / 342
Map ReferenceMB 9 PG 71
Instrument DateApr 19, 2023
Instrument2149618
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanyWHEATLAND TITLE, HEARTLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address712 E 19TH ST, ANDERSON, IN 46016-4502

Transferred To (Grantee/Buyer)

NameVerified Name
Address4735 HUFF DR, ANDERSON, IN 46012-1054

Mortgage

Document Number0002973344
DateMay 5, 2023
Instrument2973/344
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateJul 28, 2022
Property Address3524 MONZA DR, SEBRING, FL 33872-2017
Document Number0002107398
Book / Page2921 / 1394
Map ReferenceMB 9 PG 71
Instrument DateJul 27, 2022
Instrument2107398
Transaction TypeTransfer
Record UpdatedAug 9, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3524 MONZA DR, 3524, SEBRING, FL 33872-2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 E 19TH ST, ANDERSON, IN 46016-4502

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateMar 2, 2018
Property Address3524 MONZA DR, SEBRING, FL 33872-2017
Document Number0001886687
Book / Page002623 / 001712
Instrument DateFeb 20, 2018
Instrument1886687
Transaction TypeTransfer
Record UpdatedMar 15, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3524 MONZA DR SEBRING FL 338722017, SEBRING, FL 33872-2017

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$273,259 (+2.5%) Land $36,998 Building $236,261$273,259 (+2.5%) Land $36,998 Building $236,261
2024$3,545.00 (-11.18%)
2023$3,991.00 (+137.84%)$266,601 (+98.51%) Land $31,354 Building $235,247$266,601 (+12.3%) Land $31,354 Building $235,247
2022$1,678.00 Homeowner's exemption Widower's exemption$134,302$237,404 Land $18,185 Building $219,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUN N LAKES OF SEBRING WATER
private · serves 7,710 people · EPA ID FL6280274
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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