3603 Rackacres Dr, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3603 Rackacres Dr, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,726 sqft · built 1986
Lot Size	0.464 acres (20,212 sqft)
Owner	Individual Name on Record
Tax Bill	$6,401 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-0062-0184-00`

Property Details

APN / Parcel Number

Primary APN	`550-0062-0184-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,726 sqft Living Area
1st Floor Area	1,363 sqft
2nd Floor Area	1,363 sqft
Basement Area	1,363 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	20,212 sqft (0.464 acres)
Lot Dimensions	173 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3603 RACKACRES DR
City	CINCINNATI
State	OH
Zip	45211-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RACK ACRES DR 116 X 173.95 LOT 9 RACK ACRES SUB BL B
Legal Subdivision	RACK ACRES SUB
Legal Block	B
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2005
Census Tract	20802

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3630 RACKACRES DR, CINCINNATI, OH 45211-1858
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Nov 27, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L
Jun 6, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2021
Deed Sale	Jun 25, 2021
Prior Sale	Nov 26, 1996
Deed Document Number	18-0048303
Prior Transfer Date	Jun 6, 2018
Prior Transfer Doc	18-0048303
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3603 RACKACRES DR, CINCINNATI, OH 45211-1857
Document Number	0000093860
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3603 RACKACRES DR CINCINNATI OH 452111857, CINCINNATI, OH 45211-1857

Mortgage

Document Number	0000093860
Date	Sep 15, 2020
Book Page	014253/002633
Instrument	93860

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3603 RACKACRES DR, CINCINNATI, OH 45211-1857
Document Number	0000107727
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 RACKACRES DR CINCINNATI OH 452111857, CINCINNATI, OH 45211-1857

Mortgage

Document Number	0000107727
Date	Dec 5, 2019
Book Page	014057/001610
Instrument	107727

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 4, 2044

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 6, 2018
Property Address	3603 RACKACRES DR, CINCINNATI, OH 45211-1857
Document Number	0000048303
Book / Page	013683 / 002355
Instrument Date	May 30, 2018
Instrument	48303
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3603 RACKACRES DR CINCINNATI OH 452111857, CINCINNATI, OH 45211-1857

Mortgage

Document Number	48305
Date	Jun 6, 2018
Book Page	013683/002360
Instrument	48305

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,401.00 (+2.29%)	$118,003 (-) Land $16,009 Building $101,994
2024	$6,258.00 (-0.48%)	$118,003 (-) Land $16,009 Building $101,994
2023	$6,288.00 (+7.99%)	$118,003 (+32.22%) Land $16,009 Building $101,994	$337,150 (+32.22%) Land $45,740 Building $291,410
2022	$5,823.00 Homeowner's exemption	$89,250 Land $15,554 Building $73,696
2020			$255,000 Land $44,440 Building $210,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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