3574 Rackacres Dr, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3574 Rackacres Dr, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,356 sqft · built 1980
Lot Size	0.464 acres (20,212 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Feb 2022)
Tax Bill	$8,744 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`550-0062-0178-00`

Property Details

APN / Parcel Number

Primary APN	`550-0062-0178-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
1st Floor Area	2,356 sqft
Basement Area	1,906 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	20,212 sqft (0.464 acres)
Lot Dimensions	185 ft deep x 117 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3574 RACKACRES DR
City	CINCINNATI
State	OH
Zip	45211-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RACKACRES DR 117.63 X 185.11 IR LOT 29 RACK ACRES SUB BLK A
Legal Subdivision	RACK ACRES SUB
Legal Block	A
Legal Lot Number	29
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2004
Census Tract	20802

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3574 RACKACRES DR, CINCINNATI, OH 45211-1828
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 14, 2021	Fiduciary Deed, Transfer · Line of Credit GERBUS PROPERTIES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2022 · Amount on Record
Deed Sale	Feb 1, 2022 · Amount on Record
Prior Sale	Apr 14, 2021 · Amount on Record
Deed Document Number	0000011501
Deed Book / Page	14595 / 861
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 1, 2022
Property Address	3574 RACKACRES DR, CINCINNATI, OH 45211-1828
Document Number	0000011501
Book / Page	14595 / 861
Map Reference	MB 209 PG 10
Instrument Date	Jan 18, 2022
Instrument	2022-0011501
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3574 RACKACRES DR, CINCINNATI, OH 45211-1828

Mortgage

Document Number	0000011502
Date	Feb 1, 2022
Instrument	2022-0011502

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

April 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 14, 2021
Property Address	3574 RACKACRES DR, CINCINNATI, OH 45211-1828
Document Number	0000046612
Book / Page	14396 / 1721
Map Reference	MB 209 PG 10
Instrument Date	Apr 9, 2021
Instrument	2021-0046612
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12148 STONE MILL RD, CINCINNATI, OH 45251-4134
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046613
Date	Apr 14, 2021
Instrument	2021-0046613

Lender

Name	GERBUS PROPERTIES INC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,744.00 (+4.78%)	$157,500 (+%) Land $16,180 Building $141,320
2024	$8,345.00 (-0.49%)	$157,499 (-) Land $16,180 Building $141,319
2023	$8,386.00 (+80.19%)	$157,499 (+132.18%) Land $16,180 Building $141,319	$450,000 (+132.19%) Land $46,230 Building $403,770
2022	$4,654.00 Homeowner's exemption	$67,834 Land $15,719 Building $52,115
2020			$193,810 Land $44,910 Building $148,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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