3610 Rackacres Dr, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3610 Rackacres Dr, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,304 sqft · built 1986
Lot Size	0.467 acres (20,386 sqft)
Owner	Trust Name on File
Last Sale	$240,000 (Sep 2003)
Tax Bill	$5,784 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`550-0062-0189-00`

Property Details

APN / Parcel Number

Primary APN	`550-0062-0189-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,304 sqft Living Area
1st Floor Area	2,304 sqft
Basement Area	2,304 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	20,386 sqft (0.467 acres)
Lot Dimensions	171 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3610 RACKACRES DR
City	CINCINNATI
State	OH
Zip	45211-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RACK ACRES DR 119 X 171.35 IRR LOT 26 RACK ACRES SUB BL B
Legal Subdivision	RACK ACRES SUB
Legal Block	B
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2004
Census Tract	20802

Owner

3610 Rackacres Dr is owner-occupied and held in a trust since September 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Trust Name on File
Mailing Address	3610 RACKACRES DR, CINCINNATI, OH 45211-1858
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK
Sep 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2003 · Amount on File
Deed Sale	Sep 15, 2003 · Amount on File
Prior Sale	Sep 15, 2003 · Amount on File
Deed Document Number	0093970265
Last Transfer Date	Sep 21, 2020
Transfer Doc	0000096023
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3610 RACKACRES DR, CINCINNATI, OH 45211-1858
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3610 RACKACRES DR, CHEVIOT, OH 45211-1858

Mortgage

Document Number	0000022401
Date	Apr 4, 2023
Book Page	14887/760
Instrument	2023-0022401

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 9, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 21, 2020
Property Address	3610 RACKACRES DR, CINCINNATI, OH 45211-1858
Document Number	0000096023
Book / Page	014257 / 001883
Instrument Date	Aug 12, 2020
Instrument	96023
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3610 RACKACRES DR CINCINNATI OH 452111858, CINCINNATI, OH 45211-1858

Tax Assessment & Valuation

The 2025 property tax bill for 3610 Rackacres Dr was $5,784, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,784.00 (+2.28%)	$106,698 (-) Land $16,247 Building $90,451
2024	$5,655.00 (-0.48%)	$106,698 (-) Land $16,247 Building $90,451
2023	$5,682.00 (+11.54%)	$106,698 (+36.57%) Land $16,247 Building $90,451	$304,850 Land $46,420 Building $258,430
2022	$5,094.00 Homeowner's exemption	$78,127 Land $15,785 Building $62,342
2020			$223,220 Land $45,100 Building $178,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3610 Rackacres Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3610 Rackacres Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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