3579 Rackacres Dr, Cincinnati, OH 45211 Property Records

Hamilton County property record for 3579 Rackacres Dr, Cincinnati, OH 45211

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,540 sqft · built 1978
Lot Size	0.479 acres (20,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Apr 2026)
Tax Bill	$6,406 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`550-0062-0175-00`

Property Details

APN / Parcel Number

Primary APN	`550-0062-0175-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,540 sqft Living Area
Gross Area	4,230 sqft
1st Floor Area	1,770 sqft
2nd Floor Area	1,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	20,865 sqft (0.479 acres)
Lot Dimensions	174 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3579 RACKACRES DR
City	CINCINNATI
State	OH
Zip	45211-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	RACKACRES DR 120.09 X 173.95 IRR LOT 7 RACK ACRES SUB BLK A
Legal Subdivision	RACK ACRES SUB
Legal Block	A
Legal Lot Number	7
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2005
Census Tract	20802

Owner

Source: Hamilton County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3579 RACKACRES DR, CINCINNATI, OH 45211-1827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed, Transfer · Conventional Mortgage P N C BANK NA
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage AURGROUP FINANCIAL CU
Aug 29, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 14, 2018	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Deed Document Number	202628462
Deed Book / Page	15645 / 1545
Prior Transfer Date	Sep 15, 2014
Prior Transfer Doc	0000096972
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 15, 2026
Property Address	3579 RACKACRES DR, CINCINNATI, OH 45211-1827
Document Number	0000028462
Book / Page	15645 / 1545
Instrument Date	Apr 10, 2026
Instrument	202628462
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,810.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	3579 RACKACRES DR, CINCINNATI, OH 45211-1827

Mortgage

Document Number	0000028463,
Date	Apr 15, 2026
Instrument	202628463

Lender

Name	P N C BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3579 RACKACRES DR, CINCINNATI, OH 45211-1827
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020356
Date	Mar 7, 2017
Instrument	17-0020356

Lender

Name	AURGROUP FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2037

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3579 RACKACRES DR, CINCINNATI, OH 45211-1827
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078734
Date	Aug 29, 2017
Instrument	17-0078734

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3579 RACKACRES DR, CINCINNATI, OH 45211-1827
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040502
Date	May 14, 2018
Instrument	18-0040502

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3579 RACKACRES DR, CINCINNATI, OH 45211-1827
Document Number	0000119536
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 19, 2021
Title Company	FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3579 RACKACRES DR CINCINNATI OH 452111827, CINCINNATI, OH 45211-1827

Mortgage

Document Number	0000119536
Date	Nov 13, 2020
Book Page	014295/000001
Instrument	119536

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,406.00 (+14.72%)	$115,441 (-) Land $16,328 Building $99,113	$329,830 (-) Land $46,650 Building $283,180
2024	$5,584.00 (-1.24%) Homeowner's exemption	$115,441 (-) Land $16,328 Building $99,113
2023	$5,654.00 (+8.09%) Homeowner's exemption	$115,441 (+29.62%) Land $16,328 Building $99,113	$329,830 (+29.62%) Land $46,650 Building $283,180
2022	$5,231.00 Homeowner's exemption	$89,058 Land $15,866 Building $73,192
2020			$254,450 Land $45,330 Building $209,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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