Cabarrus County property record for 3603 Courage Ct SW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,098 sqft · built 2007 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Dec 2019) |
| Tax Bill | $3,793 (2023) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02038A0006.000000 |
| Primary APN | 02038A0006.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,098 sqft Living Area |
| Gross Area | 4,034 sqft |
| 1st Floor Area | 1,736 sqft |
| Upper Floors Area | 1,362 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 156 ft deep x 77 ft wide |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 792 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Patio Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 134400 |
|---|---|
| Street Address | 3603 COURAGE CT SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | LT 6 GLENGROVE |
| Legal Subdivision | GLENGROVE |
| Legal Lot Number | 6 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 42603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3603 COURAGE CT SW, CONCORD, NC 28027-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MTG |
| Jul 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2019 · Amount on Record |
| Deed Sale | Dec 2, 2019 · Amount on Record |
| Prior Sale | Jul 26, 2018 · Amount on Record |
| Deed Book / Page | 13869 / 85 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Dec 2, 2019 |
| Property Address | 3603 COURAGE CT SW, CONCORD, NC 28027-2719 |
| Document Number | 1386985 |
| Book / Page | 013869 / 000085 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 33399 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3603 COURAGE CT SW CONCORD NC 280272719, CONCORD, NC 28027-2719 |
| Document Number | 1386988 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 013869/000088 |
| Instrument | 33400 |
| Name | ALCOVA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 26, 2018 |
| Property Address | 3603 COURAGE CT SW, CONCORD, NC 28027-2719 |
| Document Number | 0013104217 |
| Book / Page | 13104 / 0217 |
| Map Reference | MB51 PG77 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2239 FRANKLIN DR, 2239, WINTERVILLE, NC 28590-8100 |
| Name | Verified Name |
|---|---|
| Address | 3603 COURAGE CT SW, CONCORD, NC 28027-2719 |
| Document Number | 0013104219 |
|---|---|
| Date | Jul 26, 2018 |
| Instrument | 13104/219 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458,010 (+47.33%) Land $100,000 Building $358,010 | ||
| 2024 | $458,010 (+47.33%) Land $100,000 Building $358,010 | ||
| 2023 | $3,793.00 | $310,880 Land $58,000 Building $252,880 | $310,880 Land $58,000 Building $252,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
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