3590 Courage Ct SW, Concord, NC 28027 Property Records

Cabarrus County property record for 3590 Courage Ct SW, Concord, NC 28027 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,390 sqft · built 2007
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Feb 2020)
Tax Bill	$3,984 (2023)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02038A0107.000000`

Property Details

APN / Parcel Number

Primary APN	`02038A0107.000000`
Alternative APNs	`5518 28 7547` `136474`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,390 sqft Living Area
Gross Area	3,999 sqft
1st Floor Area	1,867 sqft
Upper Floors Area	1,523 sqft
Attic Area	168 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 153 ft wide
Garage Type	Mixed
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Patio Area	302 sqft
Fence	Fence
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	136474
Street Address	3590 COURAGE CT SW
City	CONCORD
State	NC
Zip	28027-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 107 GLENGROVE
Legal Subdivision	GLENGROVE SUB
Legal Lot Number	107
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2010
Census Tract	42603

Owner

Source: Cabarrus County records · APN 02038A0107.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3590 COURAGE CT SW, CONCORD, NC 28027-2718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Feb 27, 2020	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2020 · Amount on Record
Deed Sale	Feb 27, 2020 · Amount on Record
Prior Sale	Feb 04, 2011
Deed Document Number	0014026195
Deed Book / Page	14026 / 195
Record Updated	Jun 07, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3590 COURAGE CT SW, CONCORD, NC 28027-2718
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014924226
Date	Feb 18, 2021
Book Page	14924/226

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 27, 2020
Property Address	3590 COURAGE CT SW, CONCORD, NC 28027-2718
Document Number	0014026195
Book / Page	14026 / 195
Map Reference	MB 51 PG 77
Instrument Date	Feb 27, 2020
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4730 BAILEYS LAKE RD NW APT 205, 4730, CONCORD, NC 28027-8562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3590 COURAGE CT SW, CONCORD, NC 28027-2718

Mortgage

Document Number	0014026197
Date	Feb 27, 2020
Instrument	14026/197

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,984.00	$326,590 Land $58,000 Building $268,590	$326,590 Land $58,000 Building $268,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250426032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	300 / 20

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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