Cabarrus County property record for 3604 Courage Ct SW, Concord, NC 28027 · Last verified May 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2007 |
| Square Footage | 3,507 sqft Living Area |
| Lot Size | 11,761 sqft (0.269 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $369,000 (2020) |
| Tax Bill | $4,024.00 (2023) |
| Primary APN | 02038A0012.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,507 sqft Living Area |
| Gross Area | 3,948 sqft Gross Area |
| 1st Floor | 2,019 sqft 1st Floor |
| Upper Floors | 1,488 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,761 sqft (0.269 acres) |
| Depth X Width | 118 ft x 81 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 1,290 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 441 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 252 sqft Patio |
| Porch | Open Porch |
| Porch Area | 108 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 140929 |
|---|---|
| Street Address | 3604 COURAGE CT SW |
| City | CONCORD |
| State | NC |
| Zip | 28027-2719 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 12 GLENHAVEN |
| Legal Subdivision | GLENHAVEN SUB |
| Legal Lot Number | 12 |
| Jurisdiction | CABARRUS NC |
| Minor Civil Division | 2, POPLAR TENT |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 42603 |
Source: Cabarrus County records · APN 02038A0012.000000
Assessment roll updated January 1, 2023 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3604 COURAGE CT SW, CONCORD, NC 28027-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 18, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| Feb 07, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 03, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LNDG |
| May 29, 2018 | Warranty Deed, Transfer · Veterans Administration Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on Record |
| Deed Sale | Oct 16, 2020 · Amount on Record |
| Prior Sale | May 29, 2018 · Amount on Record |
| Deed Doc Number | 0000145891 |
| Deed Book / Page | 14589 / 1 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3604 COURAGE CT SW, CONCORD, NC 28027-2719 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Title Company | SERVICELINK PITTSBURGH, SERVICELINK PILLBUGH |
| Name | Verified Name |
|---|
| Document Number | 0001645241 |
|---|---|
| Date | Apr 18, 2023 |
| Book Page | 16452/41 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3604 COURAGE CT SW, CONCORD, NC 28027-2719 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015830284 |
|---|---|
| Date | Feb 07, 2022 |
| Book Page | 15830/284 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Mar 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 16, 2020 |
| Property Address | 3604 COURAGE CT SW, CONCORD, NC 28027-2719 |
| Document Number | 0000145891 |
| Book / Page | 14589 / 1 |
| Map Reference | MB 51 PG 77 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $738.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 PLYMOUTH AVE, 230, CHARLOTTE, NC 28206-3135 |
| Name | Verified Name |
|---|---|
| Address | 3604 COURAGE CT SW, CONCORD, NC 28027-2719 |
| Document Number | 0000145894 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 14589/4 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Nov 01, 2023 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 9.87% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 3604 COURAGE CT SW, CONCORD, NC 28027-2719 |
| Document Number | 13446316 |
| Instrument Date | Apr 03, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3604 COURAGE CT SW CONCORD NC 280272719, CONCORD, NC 28027-2719 |
| Document Number | 13446316 |
|---|---|
| Date | Apr 05, 2019 |
| Book Page | 013446/000316 |
| Instrument | 7967 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 04, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 29, 2018 |
| Property Address | 3604 COURAGE CT SW, CONCORD, NC 28027-2719 |
| Document Number | 0013017205 |
| Book / Page | 13017 / 0205 |
| Map Reference | MB51 PG77 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $667.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0013017207 |
|---|---|
| Date | May 29, 2018 |
| Instrument | 13017/207 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,024.00 | $329,810 Land $58,000 Building $271,810 | $329,810 Land $58,000 Building $271,810 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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