3581 Courage Ct SW, Concord, NC 28027 Property Records

Cabarrus County property record for 3581 Courage Ct SW, Concord, NC 28027 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,939 sqft · built 2008
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$260,500 (Nov 2008)
Tax Bill	$3,404 (2023)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02038A0088.000000`

Property Details

APN / Parcel Number

Primary APN	`02038A0088.000000`
Alternative APNs	`5518 28 9387` `60349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,939 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	2,267 sqft
Upper Floors Area	672 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	146 ft deep x 69 ft wide
Garage Type	Mixed
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	612 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	69 sqft
Patio Area	490 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	60349
Street Address	3581 COURAGE CT SW
City	CONCORD
State	NC
Zip	28027-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 88 GLENGROVE
Legal Subdivision	GLENGROVE SUB
Legal Lot Number	88
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	2
Census Block	2011
Census Tract	42603

Owner

Source: Cabarrus County records · APN 02038A0088.000000

Assessment roll updated January 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3581 COURAGE CT SW, CONCORD, NC 28027-2718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2008 · Amount on Record
Deed Sale	Nov 17, 2008 · Amount on Record
Deed Document Number	0008491105
Deed Book / Page	8491 / 105
Record Updated	Jun 07, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	3581 COURAGE CT SW, CONCORD, NC 28027-2718
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1444062
Date	Aug 25, 2020
Book Page	14440/62

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,404.00	$279,970 Land $58,000 Building $221,970	$279,970 Land $58,000 Building $221,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250426032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force 8 of 10 on primary residences
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.