36 Harding Dr, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 36 Harding Dr, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	2,856 sqft · built 1986
Lot Size	0.353 acres (15,377 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Mar 2022)
Tax Bill	$11,140 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2022 Sale & Construction Loan + 2 more
Flood Zone	Zone AE (high risk)
APN	`07-02501-0000-00008-13`

Property Details

APN / Parcel Number

Primary APN	`07-02501-0000-00008-13`
Alternative APNs	`07025010000000080013` `00000763`

Interior

Building Area	2,856 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	15,377 sqft (0.353 acres)
Lot Dimensions	125 ft deep x 123 ft wide

Location & Zoning

Account Number	00000763
Street Address	36 HARDING DR
City	FAIRFIELD
State	NJ
Zip	07004-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	123X125
Legal Subdivision	RENA ESTATES
Legal Block	2501
Legal Lot Number	8.13
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1006
Census Tract	21601

Owner

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36 HARDING DR, FAIRFIELD, NJ 07004-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC
Mar 3, 2022	Bargain and Sale Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Nov 19, 2019	Grant Deed, Transfer AMERICAS LAND TITLE
Nov 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2022 · Amount on Record
Deed Sale	Mar 3, 2022 · Amount on Record
Deed Document Number	202220650
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	36 HARDING DR, FAIRFIELD, NJ 07004-2125
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HARDING DR, FAIRFIELD, NJ 07004-2125

Mortgage

Document Number	0000094588
Date	Oct 24, 2022
Instrument	2022094588

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	HOLLYWOOD, FL 33020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

March 2022: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 3, 2022
Property Address	36 HARDING DR, FAIRFIELD, NJ 07004-2125
Document Number	0000020650
Instrument Date	Jan 27, 2022
Instrument	2022020650
Transaction Type	Construction Loan
Record Updated	Mar 22, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 PARKWAY E, 53, BLOOMFIELD, NJ 07003-5719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HARDING DR, FAIRFIELD, NJ 07004-2125

Mortgage

Document Number	0000020658
Date	Mar 3, 2022
Instrument	2022020658

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 19, 2019
Property Address	36 HARDING DR, FAIRFIELD, NJ 07004-2125
Document Number	0000110033
Instrument Date	Oct 23, 2019
Instrument	110033
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	AMERICAS LAND TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 PARKWAY E BLOOMFIELD NJ 070035719, BLOOMFIELD, NJ 07003-5719

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 19, 2019
Property Address	36 HARDING DR, FAIRFIELD, NJ 07004-2125
Document Number	0000110043
Instrument Date	Oct 23, 2019
Instrument	110043
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 PARKWAY E BLOOMFIELD NJ 070035719, BLOOMFIELD, NJ 07003-5719

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,300 (-) Land $248,000 Building $287,300	$535,300 (-) Land $248,000 Building $287,300
2025	$11,140.00 (-2.57%)	$535,300 (-) Land $248,000 Building $287,300	$535,300 (-) Land $248,000 Building $287,300
2024	$11,434.00 (+6.64%)
2023		$535,300 Land $248,000 Building $287,300	$535,300 Land $248,000 Building $287,300
2022	$10,722.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	73 units insured incl. 4 condo units
Nearby Flood Claims	84 (1978–2023)
Claims Outside the SFHA	5 of 84
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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