35 Harding Dr, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 35 Harding Dr, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	2,474 sqft · built 1983
Lot Size	0.347 acres (15,102 sqft)
Owner	Individual Name on File
Last Sale	$845,000 (Jun 2024)
Tax Bill	$10,461 (2025)
Deeds & Mortgages	Apr 2023 Transfer May 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-02501-0000-00008-11`

Property Details

APN / Parcel Number

Primary APN	`07-02501-0000-00008-11`
Alternative APNs	`07025010000000080011` `00000761`

Interior

Stories	2 Stories
Building Area	2,474 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Lot Area	15,102 sqft (0.347 acres)
Lot Dimensions	128 ft deep x 118 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00000761
Street Address	35 HARDING DR
City	FAIRFIELD
State	NJ
Zip	07004-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	118X128
Legal Subdivision	RENA ESTATES
Legal Block	2501
Legal Lot Number	8.11
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1006
Census Tract	21601

Owner

35 Harding Dr is owned and occupied by an individual who bought it in June 2024.

Source: Essex County and Fairfield Township records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	35 HARDING DR, FAIRFIELD, NJ 07004-2124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Intrafamily Transfer, Transfer
May 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2024 · Amount on File
Deed Sale	Jun 4, 2024 · Amount on File
Prior Sale	Jun 13, 2006 · Amount on File
Deed Document Number	202431926
Prior Transfer Date	Mar 9, 2023
Prior Transfer Doc	0000021649
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Apr 6, 2023
Property Address	35 HARDING DR, FAIRFIELD, NJ 07004-2124
Document Number	0000021649
Instrument Date	Mar 9, 2023
Instrument	2023021649
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 HARDING DR, FAIRFIELD, NJ 07004-2124

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	35 HARDING DR, FAIRFIELD, NJ 07004-2124

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	35 HARDING DR, FAIRFIELD, NJ 07004-2124
Document Number	0000045630
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 HARDING DR FAIRFIELD NJ 070042124, FAIRFIELD, NJ 07004-2124

Mortgage

Document Number	0000045630
Date	May 25, 2017
Instrument	45630

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 24, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 35 Harding Dr was $10,461, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,700 (-) Land $248,000 Building $254,700	$502,700 (-) Land $248,000 Building $254,700
2025	$10,461.00 (-2.57%)	$502,700 Land $248,000 Building $254,700	$502,700 Land $248,000 Building $254,700
2024	$10,737.00
2023		$502,700 (-) Land $248,000 Building $254,700	$502,700 (-) Land $248,000 Building $254,700
2022	$10,069.00 (-1.18%)	$502,700 Land $248,000 Building $254,700	$502,700 Land $248,000 Building $254,700
2021	$10,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35 Harding Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	73 units insured incl. 4 condo units
Nearby Flood Claims	84 (1978–2023)
Claims Outside the SFHA	5 of 84
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35 Harding Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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