3 Harding Dr, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 3 Harding Dr, Fairfield, NJ 07004

Property Summary

Property TypeSingle Family Home
Details2,695 sqft · built 1974
Lot Size0.673 acres (29,329 sqft)
Owner2 Individual Names on File
Last Sale$540,000 (Oct 2015)
Tax Bill$11,656 (2025)
Flood ZoneZone AE (high risk)
APN07-02503-0000-00008

Property Details

APN / Parcel Number

Primary APN07-02503-0000-00008
Alternative APNs
  • 070250300008
  • 00000796

Interior

Stories2 Stories
Building Area2,695 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Construction TypeFrame
Lot Area29,329 sqft (0.673 acres)
Lot Dimensions282 ft deep x 104 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number00000796
Street Address3 HARDING DR
CityFAIRFIELD
StateNJ
Zip07004-2120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description104X282
Legal Block2503
Legal Lot Number8
JurisdictionESSEX NJ
Township / Civil DivisionFAIRFIELD
Census Block Group1
Census Block1000
Census Tract21601

Owner

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 HARDING DR, FAIRFIELD, NJ 07004-2120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 21, 2015 · Amount on Record
Deed SaleOct 21, 2015 · Amount on Record
Prior SaleOct 21, 2015 · Amount on Record
Deed Book / Page20150 / 79509
Prior Transfer DateAug 17, 2015
Prior Transfer Doc0000079509
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionFairfield Township
Elementary School DistrictFairfield Township School District (KG - 06)
Secondary School DistrictWest Essex Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$560,100 (-) Land $245,600 Building $314,500$560,100 (-) Land $245,600 Building $314,500
2025$11,656.00 (-2.57%)$560,100 (-) Land $245,600 Building $314,500$560,100 (-) Land $245,600 Building $314,500
2024$11,963.00 (+6.64%)
2023$560,100 Land $245,600 Building $314,500$560,100 Land $245,600 Building $314,500
2022$11,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 69 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies73 units insured
incl. 4 condo units
Nearby Flood Claims84 (1978–2023)
Claims Outside the SFHA5 of 84
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 33 claims
  • Severe Storms And Flooding, Mar 2010 · 8 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRFIELD WATER DEPT
serves 7,400 people · EPA ID NJ0707001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Optimum Communications.

Nearby Properties on Harding Dr

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