Essex County and Fairfield Township property record for 12 Harding Dr, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 2,028 sqft · built 1976 |
| Lot Size | 0.396 acres (17,228 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,591 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 07-02502-0000-00017-02 |
| Primary APN | 07-02502-0000-00017-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,028 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 17,228 sqft (0.396 acres) |
| Lot Dimensions | 146 ft deep x 118 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00000785 |
|---|---|
| Street Address | 12 HARDING DR |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-2121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 118X146 |
| Legal Block | 2502 |
| Legal Lot Number | 17.2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21601 |
12 Harding Dr is owned and occupied by two individuals.
Source: Essex County and Fairfield Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 HARDING DR, FAIRFIELD, NJ 07004-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 12 Harding Dr was $9,591 with a veteran's exemption, down 2.6% from the year before.
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $472,900 (-) Land $252,500 Building $220,400 | $472,900 (-) Land $252,500 Building $220,400 | |
| 2025 | $9,591.00 (-2.64%) Veteran's exemption | $472,900 Land $252,500 Building $220,400 | $472,900 Land $252,500 Building $220,400 |
| 2024 | $9,851.00 | ||
| 2023 | $472,900 Land $252,500 Building $220,400 | $472,900 Land $252,500 Building $220,400 | |
| 2022 | $9,222.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Harding Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 69 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 73 units insured incl. 4 condo units |
| Nearby Flood Claims | 84 (1978–2023) |
| Claims Outside the SFHA | 5 of 84 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Harding Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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