36 Garnet Dr, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 36 Garnet Dr, Buffalo, NY 14227

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,233 sqft · built 2003
Lot Size0.27 acres (11,761 sqft)
OwnerCompany Name on Record
Last Sale$505,000 (Dec 2025)
Tax Bill$12,481 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Dec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN143089 114.18-8-5

Property Details

APN / Parcel Number

Primary APN143089 114.18-8-5
Alternative APNs
  • 30891141800008005000
  • 003 0058010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,233 sqft Living Area
1st Floor Area1,020 sqft
2nd Floor Area1,213 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions148 ft deep x 80 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number003 0058010
Street Address36 GARNET DR
CityBUFFALO
StateNY
Zip14227-2448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02R
Legal DescriptionMC 2750 SL 97
Legal SubdivisionEMERALD GARDENS
Legal Block8
Legal Lot Number5.000
JurisdictionERIE NY
Township / Civil DivisionCHEEKTOWAGA
Census Block Group1
Census Block1004
Census Tract10809

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1580 GENESEE ST, BUFFALO, NY 14211-1635
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 8, 2025Warranty Deed, Transfer · Commercial Mortgage
SAMUEL BURRUANO LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2025 · Amount on Record
Deed SaleDec 8, 2025 · Amount on Record
Prior SaleAug 4, 2003 · Amount on Record
Deed Document Number2025222778
Deed Book / Page11454 / 3920
Prior Transfer DateFeb 24, 2005
Prior Transfer Doc0000080524
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address36 GARNET DR, BUFFALO, NY 14227-2448
Transaction TypeMortgage
Record UpdatedFeb 16, 2026
Title CompanySERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 GARNET DR, CHEEKTOWAGA, NY 14227-2448

Mortgage

Document Number0141738717
DateSep 11, 2025
Book Page14173/8717
Instrument2025166568
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueAug 24, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateDec 8, 2025
Property Address36 GARNET DR, BUFFALO, NY 14227-2448
Document Number0114543920
Book / Page11454 / 3920
Instrument DateNov 26, 2025
Instrument2025222778
Transaction TypeTransfer
Record UpdatedFeb 16, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,020.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address36 GARNET DR, BUFFALO, NY 14227-2448

Transferred To (Grantee/Buyer)

NameVerified Name
Address1580 GENESEE ST, BUFFALO, NY 14211-1635

Mortgage

Document Number0141834841
DateDec 8, 2025
Instrument14183/4841
Lender
NameSAMUEL BURRUANO LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term37 Months
DueJan 1, 2029

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCheektowaga Town
Unified School DistrictCheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,481.00 (+126.15%) Homeowner's exemption Senior Citizen's exemption
2025$5,519.00 (-45.16%)$342,000 (-) Land $34,100 Building $307,900$456,000 (+6.67%) Land $45,467 Building $410,533
2024$10,063.00 Homeowner's exemption$342,000 (-) Land $34,100 Building $307,900$427,500 (+13.75%) Land $42,625 Building $384,875
2023Homeowner's exemption$342,000 Land $34,100 Building $307,900$375,824 Land $37,473 Building $338,351

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–1982)
Most Recent ClaimMar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Greenlight Networks, Verizon.

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