28 Garnet Dr, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 28 Garnet Dr, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,818 sqft · built 2002
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Sep 2023)
Tax Bill	$11,096 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143089 114.18-8-3`

Property Details

APN / Parcel Number

Primary APN	`143089 114.18-8-3`
Alternative APNs	`30891141800008003000` `003 0058010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,818 sqft Living Area
1st Floor Area	1,056 sqft
2nd Floor Area	762 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	148 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Slab
Porch Area	432 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	003 0058010
Street Address	28 GARNET DR
City	BUFFALO
State	NY
Zip	14227-2448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	434' W OF TOPAZ DR. MC 2750 SL 95
Legal Subdivision	EMERALD GARDENS PHASE I
Legal Block	8
Legal Lot Number	3.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	1
Census Block	1004
Census Tract	10809

Owner

28 Garnet Dr is owned by an individual who bought it in September 2023.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7057 MARIGOLD DR, NORTH TONAWANDA, NY 14120-1283
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Dec 17, 2002 · Amount on File
Deed Document Number	20232023162032
Deed Book / Page	11422 / 859
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Sep 20, 2023
Property Address	28 GARNET DR, BUFFALO, NY 14227-2448
Document Number	0114220859
Book / Page	11422 / 859
Instrument Date	Aug 25, 2023
Instrument	2023162032
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 GARNET DR, CHEEKTOWAGA, NY 14227-2448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 BENNETT RD, BUFFALO, NY 14227-1401

Mortgage

Document Number	0141042141
Date	Sep 20, 2023
Book Page	14104/2141
Instrument	2023162033

Lender

Name	VONTIVE INC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 28 Garnet Dr was $11,096, up 14.7% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,096.00 (+14.75%)
2025	$9,670.00 (+8.04%)	$303,000 (-) Land $34,100 Building $268,900	$404,000 (+6.67%) Land $45,467 Building $358,533
2024	$8,950.00	$303,000 (-) Land $34,100 Building $268,900	$378,750 (+13.75%) Land $42,625 Building $336,125
2023	Homeowner's exemption	$303,000 (-) Land $34,100 Building $268,900	$332,967 (+9.89%) Land $37,473 Building $295,494
2022		$303,000 Land $34,100 Building $268,900	$303,000 Land $34,100 Building $268,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Garnet Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1982)
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Garnet Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks, Verizon.

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