44 Garnet Dr, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 44 Garnet Dr, Buffalo, NY 14227

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,429 sqft · built 2002
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Jun 2005)
Tax Bill$13,238 (2026)
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN143089 114.18-8-7

Property Details

APN / Parcel Number

Primary APN143089 114.18-8-7
Alternative APNs
  • 30891141800008007000
  • 003 0058010

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,429 sqft Living Area
1st Floor Area2,292 sqft
2nd Floor Area1,137 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions148 ft deep x 80 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number003 0058010
Street Address44 GARNET DR
CityBUFFALO
StateNY
Zip14227-2448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02R
Legal DescriptionMC 2750 SL 99
Legal SubdivisionEMERALD GARDENS PHASE I
Legal Block8
Legal Lot Number7.000
JurisdictionERIE NY
Township / Civil DivisionCHEEKTOWAGA
Census Block Group1
Census Block1004
Census Tract10809

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address44 GARNET DR, BUFFALO, NY 14227-2448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2005 · Amount on Record
Deed SaleJun 27, 2005 · Amount on Record
Prior SaleFeb 19, 2002 · Amount on Record
Deed Document Number20051103
Deed Book / Page11097 / 2410
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address44 GARNET DR, BUFFALO, NY 14227-2448
Document Number0138379128
Book / Page013837 / 009128
Instrument DateNov 18, 2017
Transaction TypeMortgage
Record UpdatedJan 19, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 GARNET DR CHEEKTOWAGA NY 142272448, CHEEKTOWAGA, NY 14227-2448

Mortgage

Document Number0138379128
DateDec 5, 2017
Book Page013837/009128
Lender
NameKEYBANK/UNIVERSITY
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionCheektowaga Town
Unified School DistrictCheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,238.00 (+175.56%)
2025$4,804.00 (-46.59%)$363,300 (+23.15%) Land $34,100 Building $329,200$484,400 (+31.36%) Land $45,467 Building $438,933
2024$8,995.00$295,000 (-6.05%) Land $34,100 Building $260,900$368,750 (+6.87%) Land $42,625 Building $326,125
2023Homeowner's exemption$314,000 Land $34,100 Building $279,900$345,055 Land $37,473 Building $307,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1979–1982)
Most Recent ClaimMar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Greenlight Networks, Verizon.

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