30 Finca, San Clemente, CA 92672 Property Records

Orange County property record for 30 Finca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,269 sqft · built 1989
Lot Size	0.079 acres (3,420 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Jun 2020)
Tax Bill	$9,948 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`690-592-28`

Property Details

APN / Parcel Number

Primary APN	`690-592-28`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,269 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	3,420 sqft (0.079 acres)
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	30 FINCA
City	SAN CLEMENTE
State	CA
Zip	92672-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 183
Legal Subdivision	TRACT NO 12883
Legal Tract	12883
Legal Lot Number	183
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42109

Owner

30 Finca is owned and occupied by two individuals who bought it in June 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	30 FINCA, SAN CLEMENTE, CA 92672-9413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2018	Deed of Trust, Mortgage · ARM SCHOOLSFIRST FCU
Jun 30, 2020	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Jun 29, 2005 · Amount on File
Deed Document Number	2020307491
Prior Transfer Date	Apr 16, 1999
Prior Transfer Doc	0000308783
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	30 FINCA, SAN CLEMENTE, CA 92672-9413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000256195
Date	Jul 13, 2018
Instrument	2018000256195

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	9.5%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 30, 2020
Property Address	30 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000307491
Map Reference	MB 608 PG 33-38
Instrument Date	Jun 9, 2020
Instrument	2020000307491
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	30 FINCA, SAN CLEMENTE, CA 92672-9413

Mortgage

Document Number	0000307492
Date	Jun 30, 2020
Instrument	2020000307492

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 30 Finca was $9,948.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,003,965 (+2%) Land $757,015 Building $246,950
2025	$9,948.00	$984,280 Land $742,172 Building $242,108
2023	$9,575.00 (+1.94%)	$946,060 Land $713,353 Building $232,707
2022	$9,393.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 30 Finca in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Finca is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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