Kane County property record for 35W740 Bluff Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,436 sqft · built 1968 |
| Lot Size | 0.496 acres (21,606 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $241,000 (Jan 1996) |
| Tax Bill | $9,104 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-15-302-005 |
| Primary APN | 09-15-302-005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,436 sqft Living Area |
| Basement Area | 1,064 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,606 sqft (0.496 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 35W740 BLUFF DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-5191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 5 |
| Legal Subdivision | FARMINGTON |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 852103 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 35W740 BLUFF DR, SAINT CHARLES, IL 60175-5191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 1996 · Amount on Record |
| Deed Sale | Jan 16, 1996 · Amount on Record |
| Deed Document Number | 19963229 |
| Prior Transfer Date | Sep 9, 1994 |
| Prior Transfer Doc | 0000070354 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 35W740 BLUFF DR, SAINT CHARLES, IL 60175-5191 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000063264 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020K063264 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,104.00 (+11.3%) Homeowner's exemption | $144,366 (+8.53%) Land $40,417 Building $103,949 | $433,271 (+8.53%) Land $121,300 Building $311,972 |
| 2024 | $133,019 (+17.78%) Land $37,240 Building $95,779 | $399,217 (+17.82%) Land $111,765 Building $287,452 | |
| 2022 | $8,180.00 (+6.12%) Homeowner's exemption | $112,941 (+4.91%) Land $36,893 Building $76,048 | $338,823 (+4.91%) Land $110,679 Building $228,144 |
| 2021 | $7,708.00 Homeowner's exemption | $107,655 Land $35,166 Building $72,489 | $322,965 Land $105,498 Building $217,467 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures