Kane County property record for 35W700 Bluff Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,417 sqft · built 1969 |
| Lot Size | 0.509 acres (22,172 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $7,841 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Sep 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-15-353-010 |
| Primary APN | 09-15-353-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,417 sqft Living Area |
| Basement Area | 1,036 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,172 sqft (0.509 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 35W700 BLUFF DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 045-FRMNGTN,FLDCREST |
| Legal Subdivision | FARMINGTON |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 852103 |
Source: Kane County records · APN 09-15-353-010
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 35W700 HIGHVIEW CT, SAINT CHARLES, IL 60175-5177 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK/ST CHARLES |
| Sep 04, 2019 | Loan Modification, Mortgage · Conventional Mortgage FIRST ST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Sep 04, 2025 |
| Transfer Doc | 0000035479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 35W700 BLUFF DR, ST CHARLES, IL 60175-5191 |
| Document Number | 0000029651 |
| Instrument Date | Jun 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 35W700 HIGHVIEW CT ST CHARLES IL 601755177, ST CHARLES, IL 60175-5177 |
| Document Number | 0000029651 |
|---|---|
| Date | Jun 09, 2020 |
| Instrument | 29651 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | ST CHARLES, IL 60174 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 08, 2025 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 35W700 BLUFF DR, ST CHARLES, IL 60175-5191 |
| Document Number | 0000041796 |
| Instrument Date | Sep 04, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 35 W 700 HIGHVIEW CT ST CHARLES IL 60175, ST CHARLES, IL 60175 |
| Document Number | 0000041796 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 41796 |
| Name | FIRST ST BK |
|---|---|
| Type | Bank |
| Address | MENDOTA, IL 61342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 09, 2024 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,841.00 (+8.63%) Homeowner's exemption Senior Citizen's exemption | $133,452 (+8.53%) Land $40,417 Building $93,035 | $400,516 (+8.53%) Land $121,300 Building $279,217 |
| 2024 | $122,963 (+16.69%) Land $37,240 Building $85,723 | $369,037 (+16.74%) Land $111,765 Building $257,272 | |
| 2022 | $7,218.00 (+6.43%) Homeowner's exemption | $105,374 (+4.91%) Land $36,893 Building $68,481 | $316,122 (+4.91%) Land $110,679 Building $205,443 |
| 2021 | $6,782.00 Homeowner's exemption | $100,442 Land $35,166 Building $65,276 | $301,326 Land $105,498 Building $195,828 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · other causes |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Metronet Holdings, Verizon.
Based on FCC filings for 111 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES serves 33,081 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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