35W712 Bluff Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 35W712 Bluff Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,619 sqft · built 1986
Lot Size	0.512 acres (22,303 sqft)
Owner	Company Name on Record
Last Sale	$352,500 (May 2008)
Tax Bill	$9,274 (2025)
Deeds & Mortgages	Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-15-302-006`

Property Details

APN / Parcel Number

Primary APN	`09-15-302-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,619 sqft Living Area
Basement Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,303 sqft (0.512 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	35W712 BLUFF DR
City	SAINT CHARLES
State	IL
Zip	60175-5191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 045-FRMNGTN,FLDCREST
Legal Subdivision	FARMINGTON
Legal Block	1
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1031
Census Tract	852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	35W712 BLUFF DR, SAINT CHARLES, IL 60175-5191
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2008 · Amount on Record
Deed Sale	May 22, 2008 · Amount on Record
Deed Document Number	200843957
Last Transfer Date	Jan 13, 2023
Transfer Doc	0000003890
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 7, 2023
Property Address	35W712 BLUFF DR, SAINT CHARLES, IL 60175-5191
Document Number	0000003890
Instrument Date	Jan 13, 2023
Instrument	2023K003890
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	35W712 BLUFF DR, SAINT CHARLES, IL 60175-5191

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,274.00 (+4.92%)	$154,911 (+8.53%) Land $40,417 Building $114,494	$464,919 (+8.53%) Land $121,300 Building $343,619
2024		$142,735 (+17.41%) Land $37,240 Building $105,495	$428,376 (+17.46%) Land $111,765 Building $316,612
2022	$8,839.00 (+6.1%) Homeowner's exemption	$121,566 (+4.91%) Land $36,893 Building $84,673	$364,698 (+4.91%) Land $110,679 Building $254,019
2021	$8,331.00 Homeowner's exemption	$115,876 Land $35,166 Building $80,710	$347,628 Land $105,498 Building $242,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20