35W680 Bluff Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 35W680 Bluff Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,852 sqft · built 1967
Lot Size	0.461 acres (20,081 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Sep 2001)
Tax Bill	$10,533 (2025)
Deeds & Mortgages	Jun 2022 Transfer Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-15-302-007`

Property Details

APN / Parcel Number

Primary APN	`09-15-302-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,852 sqft Living Area
1st Floor Area	2,852 sqft
Basement Area	1,363 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,081 sqft (0.461 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	35W680 BLUFF DR
City	SAINT CHARLES
State	IL
Zip	60175-5190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMINGTON - LOT 7 IN BLK 2
Legal Subdivision	FARMINGTON
Legal Block	2
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1031
Census Tract	852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	35W680 BLUFF DR, SAINT CHARLES, IL 60175-5190
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 3, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2001 · Amount on Record
Deed Sale	Sep 7, 2001 · Amount on Record
Deed Document Number	200192942
Last Transfer Date	Jun 6, 2022
Transfer Doc	0000030777
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 13, 2022
Property Address	35W680 BLUFF DR, SAINT CHARLES, IL 60175-5190
Document Number	0000030777
Instrument Date	Jun 6, 2022
Instrument	2022K030777
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35W680 BLUFF DR, SAINT CHARLES, IL 60175-5190

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	35W680 BLUFF DR, SAINT CHARLES, IL 60175-5190
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN ELS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046647
Date	Oct 3, 2019
Instrument	2019K046647

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,533.00 (+12.83%) Homeowner's exemption	$165,775 (+8.53%) Land $40,417 Building $125,358	$497,524 (+8.53%) Land $121,300 Building $376,224
2024		$152,745 (+19.29%) Land $37,240 Building $115,505	$458,418 (+19.33%) Land $111,765 Building $346,654
2022	$9,335.00 (+6.08%) Homeowner's exemption	$128,048 (+4.91%) Land $36,893 Building $91,155	$384,144 (+4.91%) Land $110,679 Building $273,465
2021	$8,800.00 Homeowner's exemption	$122,055 Land $35,166 Building $86,889	$366,165 Land $105,498 Building $260,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Verizon.

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