3598 State Rte 103, Bluffton, OH 45817 Property Records

Hancock County property record for 3598 State Rte 103, Bluffton, OH 45817

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,278 sqft · built 1973
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Jun 2019)
Tax Bill$2,851 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN2909-030-00-012.000

Property Details

APN / Parcel Number

Primary APN2909-030-00-012.000
Alternative APN
  • 390000089800

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,278 sqft Living Area
1st Floor Area1,596 sqft
Basement Area1,364 sqft
Finished Basement682 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialWood
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area43,560 sqft (1 acres)
TerrainHigh
Garage TypeAttached
Garage Area750 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area320 sqft
Deck Area24 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address3598 STATE ROUTE 103
CityBLUFFTON
StateOH
Zip45817-9627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2S R09 S03 SE COR W1/2 W1/2 SE1/4
Legal Range09E
Legal Township02S
Legal Section03
JurisdictionHANCOCK OH
Township / Civil DivisionORANGE
Census Block Group4
Census Block4004
Census Tract1300

Owner

3598 State Rte 103 is owned and occupied by two individuals who bought it in June 2019.

Source: Hancock County records, as of October 5, 2026

Owner of Record2 Individual Names on File
Mailing Address3598 STATE ROUTE 103, BLUFFTON, OH 45817-9627
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK
Jun 5, 2019Survivorship Deed, Transfer · Conventional Mortgage
THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2019 · Amount on File
Deed SaleJun 5, 2019 · Amount on File
Deed Document Number20194369
Deed Book / Page2558 / 1733
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Recording DateSep 22, 2026
Property Address3598 STATE ROUTE 103, BLUFFTON, OH 45817-9627
Document Number0000007171
Book / Page2632 / 5659
Instrument DateAug 29, 2026
Instrument20267171
Transaction TypeMortgage
Record UpdatedOct 5, 2026
Title CompanyWHITMAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3598 STATE ROUTE 103, BLUFFTON, OH 45817-9627

Mortgage

Document Number0000007171,
DateSep 22, 2026
Book Page2632/5659
Instrument20267171
Lender
NameFIRST NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueOct 5, 2031
Interest
Max Rate-1%

June 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHANCOCK OH
Recording DateJun 5, 2019
Property Address3598 STATE ROUTE 103, BLUFFTON, OH 45817-9627
Document Number02558/1733
Book / Page2558 / 1733
Instrument DateMay 28, 2019
Instrument201900004369
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyWHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3598 STATE ROUTE 103, BLUFFTON, OH 45817-9627
InvestorPossibly a Property Investor

Mortgage

Document Number201900004370
DateJun 5, 2019
Instrument201900004370
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3598 State Rte 103 was $2,851 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
County SubdivisionOrange Township
Unified School DistrictCory-Rawson Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,851.00$98,250 Land $8,750 Building $89,500$280,730 Land $25,010 Building $255,720
2023$2,336.00 Homeowner's exemption$75,950 Land $7,000 Building $68,950
2022$217,000 Land $20,010 Building $196,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3598 State Rte 103 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Most Recent ClaimApr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3598 State Rte 103 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Amplex Wireless
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
HDER Link
Fixed Wireless
100 / 100

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