3499 State Rte 103, Bluffton, OH 45817 Property Records

Hancock County property record for 3499 State Rte 103, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,822 sqft · built 1998
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Jun 2018)
Tax Bill	$2,795 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2909-100-00-002.002`

Property Details

APN / Parcel Number

Primary APN	`2909-100-00-002.002`
Alternative APN	`390001016102`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
1st Floor Area	1,422 sqft
Basement Area	260 sqft
Finished Basement	130 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	239,580 sqft (5.5 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3499 STATE ROUTE 103
City	BLUFFTON
State	OH
Zip	45817-9627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2S R09 S10 PT NE1/4 PT NW1/4
Legal Range	09E
Legal Township	02S
Legal Section	10
Jurisdiction	HANCOCK OH
Township / Civil Division	ORANGE
Census Block Group	4
Census Block	4021
Census Tract	1300

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3499 STATE ROUTE 103, BLUFFTON, OH 45817-9627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Feb 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS BANK
Jun 4, 2018	Survivorship Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	Dec 4, 1998 · Amount on Record
Deed Document Number	20184512
Deed Book / Page	2539 / 1304
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	3499 STATE ROUTE 103, BLUFFTON, OH 45817-9627
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3499 STATE ROUTE 103, BLUFFTON, OH 45817-9627

Mortgage

Document Number	02601/2071
Date	Mar 6, 2023
Book Page	2601/2071
Instrument	202300001353

Lender

Name	PREMIER BANK
Type	Bank
Address	FINDLAY, OH 45840

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	3499 STATE ROUTE 103, BLUFFTON, OH 45817-9627
Transaction Type	Mortgage
Record Updated	Jun 27, 2022
Title Company	ASSOCIATES TITLE, ASSOCIATES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02565/5321
Date	Feb 26, 2020
Book Page	2565/5321
Instrument	202000001638

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	3499 STATE ROUTE 103, BLUFFTON, OH 45817-9627
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02566/5131
Date	Mar 31, 2020
Book Page	2566/5131
Instrument	202000002731

Lender

Name	THE FARMERS & MERCHANTS BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Jun 4, 2018
Property Address	3499 STATE ROUTE 103, BLUFFTON, OH 45817-9627
Document Number	02539/1304
Book / Page	2539 / 1304
Instrument Date	May 31, 2018
Instrument	201800004512
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3499 STATE ROUTE 13, BLUFFTON, OH 45817

Mortgage

Document Number	201800004513
Date	Jun 4, 2018
Instrument	201800004513

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Orange Township
Unified School District	Cory-Rawson Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,795.00 (+20.79%)	$95,730 (+28.05%) Land $20,180 Building $75,550	$273,520 (+28.05%) Land $57,660 Building $215,860
2023	$2,314.00 Homeowner's exemption	$74,760 Land $16,150 Building $58,610
2022			$213,600 Land $46,130 Building $167,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Most Recent Claim	Apr 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Amplex Wireless Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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