Emmet County property record for 3588 River Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,388 sqft |
| Lot Size | 8.55 acres (372,438 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Sep 2016) |
| Tax Bill | $4,668 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-21-300-024 |
| Primary APN | 01-19-21-300-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 3,388 sqft Living Area |
| 1st Floor Area | 2,388 sqft |
| Basement Area | 2,000 sqft |
| Unfinished Basement | 1,680 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Other |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 372,438 sqft (8.55 acres) |
| Garage Area | 2,976 sqft |
| Patio Area | 1,098 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3588 RIVER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | THAT PT OF NE 1/4 OF SW 1/4 LYING S OF RIVER RD EXC COM 13 RD W OF SE COR OF NE 1/4 OF SW 1/4, W 165 FT, N'LY PAR TO RR 264 FT, E 165 FT, SE'LY TO POB, ALSO EXC COM 1317.19 FT E OF W 1/4 COR, TH S 152.26 FT TO POB, TH CONT S TO SW COR OF NE 1/4 OF SW |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 21 |
| Legal Subdivision | S21 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970600 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3588 RIVER RD, PETOSKEY, MI 49770-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2016 · Amount on Record |
| Deed Sale | Sep 8, 2016 · Amount on Record |
| Prior Sale | Jul 8, 2009 · Amount on Record |
| Deed Document Number | 20165141100 |
| Deed Book / Page | 1188 / 241 |
| Prior Transfer Date | May 5, 2007 |
| Prior Transfer Doc | 1091000663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3588 RIVER RD, PETOSKEY, MI 49770-9001 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3588 RIVER RD, PETOSKEY, MI 49770-9001 |
| Document Number | 0000001228/0000000547 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 0000001228/0000000547 |
| Instrument | 5181516 |
| Name | ROSS MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,100 (+41.45%) Land $40,600 Building $294,500 | $670,200 (+41.45%) Land $81,200 Building $589,000 | |
| 2024 | $4,668.00 | ||
| 2023 | $236,900 Land $29,900 Building $207,000 | $473,800 Land $59,800 Building $414,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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