Emmet County property record for 3642 River Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $103,000 (Jan 2005) |
| Tax Bill | $2,421 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-21-300-007 |
| Primary APN | 01-19-21-300-007 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,883 sqft Living Area |
| 1st Floor Area | 1,883 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Garage Area | 1,544 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3642 RIVER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM 217.8 FT W OF SE COR OF NE 1/4 OF SW 1/4, W 165 FT, NW'LY PAR TO RR 264 FT, E 165 FT, SE'LY TO POB. 1 AC, M/L. SECTION 21, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 21 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970600 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3642 RIVER RD, PETOSKEY, MI 49770-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2005 · Amount on Record |
| Deed Sale | Jan 31, 2005 · Amount on Record |
| Prior Sale | Dec 19, 1997 · Amount on Record |
| Deed Book / Page | 1061 / 704 |
| Last Transfer Date | Sep 25, 2020 |
| Transfer Doc | 1225/586 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 1, 2020 |
| Property Address | 3642 RIVER RD, PETOSKEY, MI 49770-9001 |
| Document Number | 1225/586 |
| Book / Page | 1225 / 586 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 578536 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3642 RIVER RD, PETOSKEY, MI 49770-9001 |
| Document Number | 5178537 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 5178537 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 171 Months |
| Due | Jan 1, 2035 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,000 (+16.12%) Land $224,000 | $448,000 (+16.12%) Land $448,000 | |
| 2025 | $192,900 (+35.56%) Land $192,900 | $385,800 (+35.56%) Land $385,800 | |
| 2024 | $2,421.00 | ||
| 2023 | $142,300 Land $142,300 | $284,600 Land $284,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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