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3584 Spring Creek Rd, Dundee, FL 33838 Property Records

Polk County property record for 3584 Spring Creek Rd, Dundee, FL 33838

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 2015
Lot Size0.227 acres (9,888 sqft)
OwnerIndividual Name on Record
Last Sale$180,500 (Aug 2018)
Tax Bill$4,588 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-28-26-835302-000270

Property Details

APN / Parcel Number

Primary APN27-28-26-835302-000270
Alternative APNs
  • 262827835302000270
  • 62827000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,600 sqft Living Area
Gross Area2,000 sqft
1st Floor Area1,600 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area9,888 sqft (0.227 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area91 sqft

Location & Zoning

Street Address3584 SPRING CREEK RD
CityDUNDEE
StateFL
Zip33838-4408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 27
Legal Range27E
Legal Township28S
Legal Section26
Legal SubdivisionMABEL LOOP RIDGE SUBDIVISION PHASE 1 A R
Legal Phase1
Legal Tract835302
Legal Block1
Legal Lot Number27
JurisdictionPOLK FL
Township / Civil DivisionHAINES CITY
Census Block Group1
Census Block1058
Census Tract14121

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address940 E 80 N, SPRINGVILLE, UT 84663-1634
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITY CREEK MORTGAGE CORP
Aug 2, 2018Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICAN FORK
Aug 4, 2017Warranty Deed, Transfer · Conventional with PMI
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2018 · Amount on Record
Deed SaleAug 2, 2018 · Amount on Record
Prior SaleAug 4, 2017 · Amount on Record
Deed Document Number2018164978
Deed Book / Page10569 / 829
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3584 SPRING CREEK RD, DUNDEE, FL 33838-4408
Transaction TypeMortgage
Record UpdatedJun 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address940 E 80 N, SPRINGVILLE, UT 84663-1634

Mortgage

Document Number0000134462
DateMay 24, 2021
Book Page11728/882
Instrument2021134462
Lender
NameCITY CREEK MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 2, 2018
Property Address3584 SPRING CREEK RD, DUNDEE, FL 33838-4408
Document Number0105690829
Book / Page010569 / 000829
Instrument DateJul 25, 2018
Instrument164978
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanySECURITY NATIONAL TITLE AND ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,263.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address940 E 80 N SPRINGVILLE UT 846631634, SPRINGVILLE, UT 84663-1634

Mortgage

Document Number105690831
DateAug 2, 2018
Book Page010569/000831
Instrument164979
Lender
NameBANK OF AMERICAN FORK
TypeBank
AddressAMERICAN FORK, UT 84003
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 4, 2017
Property Address3584 SPRING CREEK RD, DUNDEE, FL 33838-4408
Document Number0102251340
Book / Page010225 / 001340
Instrument DateAug 4, 2017
Instrument149949
Transaction TypeTransfer
Record UpdatedAug 18, 2017
Title CompanyINTEGRITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,119.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address753 W MAIN ST HAINES CITY FL 338444167, HAINES CITY, FL 33844-4167

Mortgage

Document Number102251341
DateAug 4, 2017
Book Page010225/001341
Instrument149950
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 3, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityDundee Town
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$210,351 (-8.28%) Land $35,000 Building $175,351$210,351 (-8.28%) Land $35,000 Building $175,351
2025$4,588.00 (+4.94%)$229,347 (-1.01%) Land $35,000 Building $194,347$229,347 (-1.01%) Land $35,000 Building $194,347
2023$4,372.00 (+9.05%)$231,687 (+10.6%) Land $34,000 Building $197,687$231,687 (+10.6%) Land $34,000 Building $197,687
2022$4,009.00$209,491 Land $28,000 Building $181,491$209,491 Land $28,000 Building $181,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2002–2004)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DUNDEE
serves 3,824 people · EPA ID FL6530485
Water SourceGroundwater
Last State InspectionDec 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Ethylene dibromide
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

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