3585 Spring Creek Rd, Dundee, FL 33838 Property Records

Polk County property record for 3585 Spring Creek Rd, Dundee, FL 33838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2016
Lot Size	0.223 acres (9,727 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (May 2018)
Tax Bill	$2,972 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-28-26-835302-001260`

Property Details

APN / Parcel Number

Primary APN	`27-28-26-835302-001260`
Alternative APNs	`262827835302001260` `62827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	1,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,727 sqft (0.223 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	320 sqft

Location & Zoning

Street Address	3585 SPRING CREEK RD
City	DUNDEE
State	FL
Zip	33838-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 126
Legal Range	27E
Legal Township	28S
Legal Section	26
Legal Subdivision	MABEL LOOP RIDGE SUBDIVISION PHASE 1 A R
Legal Phase	1
Legal Tract	835302
Legal Block	1
Legal Lot Number	126
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1061
Census Tract	14121

Owner

3585 Spring Creek Rd is owned and occupied by an individual who bought it in May 2018.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3585 SPRING CREEK RD, DUNDEE, FL 33838-4409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 14, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jul 27, 2021	Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX
May 29, 2018	Warranty Deed, Transfer MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Prior Sale	Aug 5, 2016 · Amount on File
Deed Document Number	2018114307
Deed Book / Page	10499 / 428
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3585 SPRING CREEK RD, DUNDEE, FL 33838-4409
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3585 SPRING CREEK RD, DUNDEE, FL 33838-4409

Mortgage

Document Number	0000270053
Date	Nov 16, 2023
Book Page	12910/1262
Instrument	2023270053

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	295 Months
Due	Jun 1, 2048

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3585 SPRING CREEK RD, DUNDEE, FL 33838-4409
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3585 SPRING CREEK RD, DUNDEE, FL 33838-4409

Mortgage

Document Number	0000295752
Date	Nov 14, 2022
Book Page	12482/140
Instrument	2022295752

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Jun 1, 2048

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3585 SPRING CREEK RD, DUNDEE, FL 33838-4409
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3585 SPRING CREEK RD, DUNDEE, FL 33838-4409

Mortgage

Document Number	0000193931
Date	Jul 27, 2021
Book Page	11819/1514
Instrument	2021193931

Lender

Name	CORELOGIC SOLEX
Type	Non-Lending Institution
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	323 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 29, 2018
Property Address	3585 SPRING CREEK RD, DUNDEE, FL 33838-4409
Document Number	0104990428
Book / Page	010499 / 000428
Instrument Date	May 21, 2018
Instrument	114307
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3585 SPRING CREEK RD DUNDEE FL 338384409, DUNDEE, FL 33838-4409

Mortgage

Document Number	104990429
Date	May 29, 2018
Book Page	010499/000429
Instrument	114308

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3585 Spring Creek Rd was $2,972 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Dundee Town
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,661 (+2.7%)	$240,510 (-7.55%) Land $35,000 Building $205,510
2025	$2,972.00 Homeowner's exemption	$192,464	$260,140 Land $35,000 Building $225,140
2023	$2,927.00 (+3.03%) Homeowner's exemption	$181,592 (+3%)	$265,000 (+12.59%) Land $34,000 Building $231,000
2022	$2,841.00 Homeowner's exemption	$176,303	$235,374 Land $28,000 Building $207,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3585 Spring Creek Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2004)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3585 Spring Creek Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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