Polk County property record for 3580 Spring Creek Rd, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,018 sqft · built 2015 |
| Lot Size | 0.227 acres (9,906 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $207,000 (Oct 2019) |
| Tax Bill | $4,558 (2025) |
| Deeds & Mortgages | Feb 2020 Transfer Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-26-835302-000260 |
| Primary APN | 27-28-26-835302-000260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,018 sqft Living Area |
| Gross Area | 2,528 sqft |
| 1st Floor Area | 2,018 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,906 sqft (0.227 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Florida Room |
| Porch Area | 170 sqft |
| Shed | 1 Shed |
| Street Address | 3580 SPRING CREEK RD |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 26 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | MABEL LOOP RIDGE SUBDIVISION PHASE 1 A R |
| Legal Phase | 1 |
| Legal Tract | 835302 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 14121 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3580 SPRING CREEK RD, DUNDEE, FL 33838-4408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 31, 2019 | Warranty Deed, Transfer · VA Mortgage CERTIFIED MTG PLANNERS |
| Dec 8, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on Record |
| Deed Sale | Oct 31, 2019 · Amount on Record |
| Prior Sale | Feb 17, 2016 · Amount on Record |
| Deed Document Number | 2019230712 |
| Deed Book / Page | 11024 / 1364 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 5, 2020 |
| Property Address | 3580 SPRING CREEK RD, DUNDEE, FL 33838-4408 |
| Document Number | 0111311128 |
| Book / Page | 011131 / 001128 |
| Instrument Date | Jan 26, 2020 |
| Instrument | 27690 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3580 SPRING CREEK RD DUNDEE FL 338384408, DUNDEE, FL 33838-4408 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 31, 2019 |
| Property Address | 3580 SPRING CREEK RD, DUNDEE, FL 33838-4408 |
| Document Number | 0110241364 |
| Book / Page | 011024 / 001364 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 230712 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | REAL ESTATE TITLE, REAL ESTATE TITLE SVCS CORP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,449.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3580 SPRING CREEK RD DUNDEE FL 338384408, DUNDEE, FL 33838-4408 |
| Document Number | 110241365 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 011024/001365 |
| Instrument | 230713 |
| Name | CERTIFIED MTG PLANNERS |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3580 SPRING CREEK RD, DUNDEE, FL 33838-4408 |
| Document Number | 0107172164 |
| Instrument Date | Dec 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Name | Verified Name |
|---|---|
| Address | 3580 SPRING CREEK RD DUNDEE FL 338384408, DUNDEE, FL 33838-4408 |
| Document Number | 0107172164 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 010717/002164 |
| Instrument | 4199 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,794 (-8.81%) Land $35,000 Building $212,794 | $247,794 (-8.81%) Land $35,000 Building $212,794 | |
| 2025 | $4,558.00 (-5.24%) Homeowner's exemption | $271,747 (-1.12%) Land $35,000 Building $236,747 | $271,747 (-1.12%) Land $35,000 Building $236,747 |
| 2023 | $4,810.00 (+3,489.55%) Homeowner's exemption | $274,827 (+42.54%) Land $34,000 Building $240,827 | $274,827 (+10.17%) Land $34,000 Building $240,827 |
| 2022 | $134.00 Homeowner's exemption | $192,802 | $249,448 Land $28,000 Building $221,448 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2002–2004) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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