Polk County property record for 3573 Spring Creek Rd, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 2015 |
| Lot Size | 0.223 acres (9,727 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $224,000 (Jun 2021) |
| Tax Bill | $3,696 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-26-835302-001290 |
| Primary APN | 27-28-26-835302-001290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 2,000 sqft |
| 1st Floor Area | 1,600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 9,727 sqft (0.223 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 91 sqft |
| Street Address | 3573 SPRING CREEK RD |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MABEL LOOP RIDGE SUBDIVISION PHASE 1 A REPLAT PB 151 PGS 15 THRU 19 LOT 129 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | MABEL LOOP RIDGE SUBDIVISION PHASE 1 A R |
| Legal Phase | 1 |
| Legal Tract | 835302 |
| Legal Block | 1 |
| Legal Lot Number | 129 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 14121 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3573 SPRING CREEK RD, DUNDEE, FL 33838-4409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2021 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Aug 31, 2020 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2021 · Amount on Record |
| Deed Sale | Jun 18, 2021 · Amount on Record |
| Prior Sale | Nov 16, 2015 · Amount on Record |
| Deed Document Number | 2021158350 |
| Deed Book / Page | 11766 / 431 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 18, 2021 |
| Property Address | 3573 SPRING CREEK RD, DUNDEE, FL 33838-4409 |
| Document Number | 0000158350 |
| Book / Page | 11766 / 431 |
| Map Reference | MB 151 PG 15-19 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021158350 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2021 |
| Title Company | THE TITLE STATION INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,568.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3573 SPRING CREEK RD, DUNDEE, FL 33838-4409 |
| Document Number | 0011766434 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 11766/434 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 3573 SPRING CREEK RD, DUNDEE, FL 33838-4409 |
| Document Number | 0113562081 |
| Book / Page | 011356 / 002081 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 179447 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3573 SPRING CREEK RD DUNDEE FL 338384409, DUNDEE, FL 33838-4409 |
| Document Number | 113562086 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 011356/002086 |
| Instrument | 179450 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2050 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,351 (-8.02%) Land $35,000 Building $175,351 | $210,351 (-8.28%) Land $35,000 Building $175,351 | |
| 2025 | $3,696.00 (+2.18%) Homeowner's exemption | $228,694 (+5.99%) | $229,347 (-1.01%) Land $35,000 Building $194,347 |
| 2023 | $3,617.00 (+2.87%) Homeowner's exemption | $215,776 (+3%) | $231,687 (+10.6%) Land $34,000 Building $197,687 |
| 2022 | $3,516.00 Homeowner's exemption | $209,491 Land $28,000 Building $181,491 | $209,491 Land $28,000 Building $181,491 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2002–2004) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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