Hamilton County property record for 3580 Locust Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,479 sqft · built 1951 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,000 (Mar 2017) |
| Tax Bill | $2,547 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0131-0118-00 |
| Primary APN | 550-0131-0118-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,479 sqft Living Area |
| Gross Area | 2,143 sqft |
| 1st Floor Area | 864 sqft |
| Attic | Attic |
| Attic Area | 415 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 200 sqft |
| Unfinished Basement | 664 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 5,009 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3580 LOCUST LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-2037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | LOCUST LE 50 X 100- LOT 57 BRUNE-HARPENAUS 1ST SUB BLK B |
| Legal Subdivision | HARPENAUS 1ST SUB |
| Legal Block | B |
| Legal Lot Number | 57 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21202 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3580 LOCUST LN, CINCINNATI, OH 45238-2037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 23, 2020 | Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Mar 9, 2017 | Warranty Deed, Transfer · FHA Mortgage PEOPLES BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2017 · Amount on Record |
| Deed Sale | Mar 9, 2017 · Amount on Record |
| Prior Sale | Sep 22, 2016 · Amount on Record |
| Deed Document Number | 201721200 |
| Prior Transfer Date | Jun 29, 2001 |
| Prior Transfer Doc | 8620-0154 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3580 LOCUST LN, CINCINNATI, OH 45238-2037 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3580 LOCUST LN, CINCINNATI, OH 45238-2037 |
| Document Number | 0000011847 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 14857/171 |
| Instrument | 2023-0011847 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 23, 2020 |
| Property Address | 3580 LOCUST LN, CINCINNATI, OH 45238-2037 |
| Document Number | 0000136312 |
| Book / Page | 014321 / 002230 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 136312 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3580 LOCUST LN CINCINNATI OH 452382037, CINCINNATI, OH 45238-2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 9, 2017 |
| Property Address | 3580 LOCUST LN, CINCINNATI, OH 45238-2037 |
| Document Number | 0000001200 |
| Map Reference | PB 57 PG 51-52 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 17-0021200 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3580 LOCUST LN, CINCINNATI, OH 45238-2037 |
| Document Number | 0000001201 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 17-0021201 |
| Name | PEOPLES BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,547.00 (+2.54%) | $48,798 (+%) Land $9,545 Building $39,253 | $139,420 (-) Land $27,270 Building $112,150 |
| 2024 | $2,484.00 (-0.08%) | $48,796 (-) Land $9,544 Building $39,252 | |
| 2023 | $2,486.00 (-16.16%) | $48,796 (-1.21%) Land $9,544 Building $39,252 | $139,420 (-1.2%) Land $27,270 Building $112,150 |
| 2022 | $2,965.00 Homeowner's exemption | $49,392 Land $8,519 Building $40,873 | |
| 2020 | $141,120 Land $24,340 Building $116,780 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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